Lake View Homes in Western North Carolina

Browse listings for homes with lake views in Cashiers, Highlands, Sapphire, and surrounding areas. Register on our site to receive email updates when similar properties matching your criteria become available. You may also be interested in exploring mountain view homes.

NC Lake View Homes for Sale

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

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343 Cullasaja Drive Highlands NC 28741

Highlands, NC343 Cullasaja Drive

Price$1,950,000

Est. Mortgage: $/month

MLS Number 1003623

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 0.55

Rare Highlands opportunity offering Mirror Lake views, a walkable location, historic charm, thoughtful updates, and income potential. This special property includes a warm and inviting main home, a separate duplex, a large fenced patio, and flexible use for extended family, guests, or investment. Once known as “Cricket's Corner” a charming B & B, the home still carries a wonderful sense of hospitality and story. The main home offers approximately 2,005 sq.ft. w/ 2 bedrooms, 2.5 baths. Filled with natural light, the great room features numerous windows overlooking Mirror Lake, creating a peaceful and welcoming gathering space. The dining room comfortably seats 8 to 10, making it ideal for holidays, dinner parties, and relaxed mountain weekends. Upstairs offers additional living space including a sofa and trundle bed, along with a guest bedroom and full bath. The home has been thoughtfully updated while preserving its Highlands character. Improvements include updated HVAC, electrical, tankless water heater, generator, fresh interior and exterior paint, new quartz countertops in the kitchen and two baths, and new KitchenAid appliances, including gas range, microwave, dishwasher, and refrigerator. The home is being sold furnished with a few exceptions, offering an easy transition for personal use or rental potential. Outdoor living is a true highlight. The large fenced patio & beautiful grounds provide an incredible setting for entertaining, dining outdoors, pets, morning coffee, evening wine, or simply enjoying the cool Highlands air and view of Mirror Lake. Adding tremendous value is the separate duplex, built in 1952, with two 1-bedroom, 1-bath units of approximately 900 sq. ft. each. The upper unit has been recently refreshed with new kitchen cabinets, quartz countertops, appliances, full-size stackable washer and dryer, updated lighting and fans, faucets, a toilet, fresh paint, new furnishings, new HVAC, & a covered porch with beautiful lake views. The lower unit is leased month-to-month to a long-term tenant, providing existing income. Zoned R-2 with city water and public sewer, the property allows a minimum 30-day rental term in accordance with local zoning. Whether used as a private mountain retreat, multi-generational getaway, guest quarters, furnished rental opportunity, or long-term investment, this property offers a compelling combination of location, lake views, charm, flexibility, and income potential near the heart of Highlands.

Listed by Denise Boothby of Mountain Life Real Estate,LLC

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1921 Franklin Road Highlands NC 28741

Highlands, NC1921 Franklin Road

Price$1,800,000

Est. Mortgage: $/month

MLS Number 1003620

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 1.84

Nestled along the shores of one of Highlands most scenic lake settings, 1921 Franklin Road is a rare opportunity to own a beautifully renovated historic hunting lodge that blends timeless mountain character with elevated luxury living. Rich in Highlands history and thoughtfully updated, this distinctive property captures the spirit of an era when Highlands was known as a private retreat destination for outdoor enthusiasts and discerning travelers alike. Inside, the home features warm wood details, inviting gathering spaces, and carefully curated renovations that preserve its historic charm while offering modern comfort and sophistication. Expansive windows frame breathtaking lake views, creating a peaceful backdrop throughout the home. Step outside to enjoy your own private dock - perfect for quiet mornings on the water, sunset gatherings, fishing, kayaking, or simply embracing the natural beauty that surrounds the property. The setting offers exceptional privacy while remaining conveniently close to downtown Highlands dining, shopping, and cultural attractions. Adding to the uniqueness of this offering, additional adjoining lots are available for purchase, creating a rare opportunity to expand the estate, preserve privacy, or create a multi-generational mountain retreat. A truly special Highlands property where history, luxury, and lakefront living come together in one unforgettable setting.

Listed by Kasie Campbell of Poss Realty Group - Clayton

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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938 Shepherds Gap Road Cullowhee NC 28723

Cullowhee, NC938 Shepherds Gap Road

Price$1,775,000

Est. Mortgage: $/month

MLS Number 1002712

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.74

This home is a work of art. Gorgeous custom home at 4,000 feet altitude with stunning views. 3 bed 3.5 BA Architectural luxury retreat with amazing views of Lake Glenville + Great Smoky Mountains. Prime location: 7 mi N of Cashiers, NC. Gated community (Shepherds Mountain) with Lake access. Electric blinds, Chef's kitchen with 6 burner gas range, custom painted backsplash, incredible extensive lighting throughout, large marble farm sink, Carrera marble counters & carved marble sinks in kitchen & all baths. 2 working marble fireplaces with gas starter. Primary suite with walk-out deck, wood insert ceiling, french Marble fireplace. Ensuite bath has marble slipper bathtub, sauna, bidet toilet, large walk-in closet. Extra-Large loft upstairs could double as 4th Bedroom or game room. 175 yr old solid wood plank floors throughout, retrieved & restored from a SC cotton mill. Electric blinds in main + upstairs floors. 3 AC units. Large storage room/ workroom, finished daylight downstairs with 2 bedrooms or could be a second living area with murphy bed. Walkout deck off downstairs bedroom. Whole house Surge protection, dehumidifier, radon mitigation, Sauna and Hot tub stay. Entire house could be Furnished as is. Don't miss this opportunity to own amazing views +view decks off bedrooms and side deck. Enjoy cool breezes during the day and enjoy long views of lake + mountains in the hot tub. Why go to a resort when you can live in one? Sit back and enjoy ever changing panoramas + Lake moods. Wake to cloudy mist and see the views appear and change. Must see to believe one-of-a-kind architectural dream. Owner is NC Licensed Real Estate agent. Directions: 107, pine creek road curves into north Norton rd, in 1/4 mile sharp left to woods mountain trl .1.4 miles to the gate at shepherds mountain. Once in Community turn right on Shepherd's Gap Rd, Home is at the top on ridge. Agent Remarks: Easy to show, Call LA for Gate code and Lock box code Internet included, call LA. Water included- community wells. owner is NC Licensed Real Estate Broker.

Listed by Montana Wakefield of Wakefield Real Estate,Inc.

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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601 Hawk Mountain Road Lake Toxaway NC 28747

Lake Toxaway, NC601 Hawk Mountain Road

Price$1,600,000

Est. Mortgage: $/month

MLS Number 1003201

  • Residential
  • Bedrooms 4
  • Bathroom 4
  • Acreage 2.6

A private mountain estate property nestled on Hawk Mountain with over 2 acres of sweeping views of Lake Toxaway and the surrounding mountains. Inside, the home is warm and inviting, centered around a stunning great room with a stone fireplace, a chef's kitchen, and a dining area highlighted by rich wood architectural details. These spaces flow seamlessly onto an expansive covered deck designed for entertaining, complete with a barbecue area, lounge seating, and an outdoor fireplace. In addition to the charming main level, a lower level offers a spacious media and game room and three additional bedrooms. The grounds are just as impressive, featuring lush perennial gardens, terraced stone landscaping, and ample guest parking. There is so much to enjoy in this peaceful mountain retreat.

Listed by Judith Maureen Mitchell and Mish Nichols of Lake Toxaway Company

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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149 W Woods Mountain Trail Cullowhee NC 28723

MLS Number 1003656

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 0.65

Located just minutes from Cashiers, this Blue Ridge Log Cabin offers a rare opportunity to complete your unique mountain retreat overlooking beautiful Lake Glenville. Approximately 80% of this new build is finished. The completed upper level features an open-concept great room with vaulted ceilings, a spacious kitchen, a primary suite with full bath, a guest bedroom with its own full bath, and an additional half bath. The lower level is already framed and designed for two additional bedrooms, two full baths, and a large bonus room, allowing the next owner to customize the finishing touches to their preferences. THE SELLER WILL DISCOUNT THE PRICE ACCORDING TO WHAT ITEMS ARE NOT FINISHED AT THE TIME OF CONTRACT. Two expansive covered rear porches capture peaceful views of Lake Glenville and the surrounding mountains, creating the perfect setting for outdoor living. An approved dock permit conveys with the property, providing the opportunity to enjoy one of Western North Carolina's most sought-after lakes. Conveniently located just a short drive from Cashiers, you'll enjoy boutique shopping, exceptional dining, nearby hiking trails, countless waterfalls, and public lake access with a boat ramp only 10 minutes away. Whether you're seeking a full-time residence, mountain getaway, or investment opportunity, this home offers the chance to finish a quality log cabin in an exceptional lake-view setting.

Listed by Philip Bradley of Cashiers Valley Real Estate LLC

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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721 Lakeside Drive Lake Toxaway NC 28747

Lake Toxaway, NC721 Lakeside Drive

Price$1,549,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1002947

  • Residential
  • Bedrooms 3
  • Bathroom 5
  • Acreage 2.85

Contemporary style home with huge panoramic mountain and lake views! Designed by Al Platt, AIA. This very private home is perched above the trees yet surrounded by woods on both sides. The expansive lake view has a backdrop of mountains all around. The great room and dining room are lofty and impressive with unique windows, cathedral ceilings and breathtaking views. A gas log fireplace beside a wet bar with easy access to kitchen and dining room. The dining room table and chairs match the custom-built-in cabinetry with glass display doors and slide-out drawers. Beautifully appointed office is located near the front entry and powder room and ready to move into with its custom cabinetry, desk area and shelving. The primary bedroom is on the main level and features a large bath, double soaking tub, dressing area with built-ins and His and Her closets. The great room opens out to the huge, covered deck that wraps around to the kitchen and keeping room sliding doors. A recirculating waterfall and pond add ambiance to the outdoor living area. Both upper and lower-covered decks provide great additional space for entertaining or watching the boats on the lake. The kitchen has a pass through to the formal dining room as well as easy access to the casual dining area in the keeping room. The keeping room has a gas log fireplace and a whole wall with built-ins and a countertop for buffet service. A large walk-in pantry accommodates a separate upright freezer or extra refrigerator. There is a half bath off the keeping room that provides convenient access from the gardens and garage as well as the kitchen. Alarm system. Partial generator. Commercial grade gutters & downspouts. Two spacious downstairs suites are afforded privacy as they are separated by the family room and stairwell. The family room has a gas log fireplace, wet bar, built-ins and walk-out to the covered deck and yard. Downstairs there is a workshop and equipment room. Adjacent to that is another room set up as a dark room, which can be used as a hobby room. Large stainless steel sink with spray faucet; perfect for dog grooming. The double garage has quality built-in cabinets for workshop or garden supplies and features an epoxied floor. Located a short drive from the main entrance and just a 5-minute drive to the Marina, Club, Fitness Center, Greystone Inn, and main entrance on Hwy 64. Some amenities are available only through Club Membership.

Listed by Kathryn Balistreri of Balistreri Realty

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%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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98 Eagle Watch Drive Tuckasegee NC 28783

Tuckasegee, NC98 Eagle Watch Drive

Price$1,500,000

Est. Mortgage: $/month

MLS Number 1003358

  • Residential
  • Bedrooms 3
  • Bathroom 6
  • Acreage 0.63

Nestled on a private cove of pristine Bear Creek Lake in the gated Bear Lake Reserve, "The Mustard Seed" is an Arts & Crafts-style lakefront retreat offering sweeping long-range vistas and direct water access. The gourmet kitchen features a huge island, gas range and bar seating, plus a formal dining room. Main level living includes a large family room, screened porch and expansive wraparound decks on both levels with panoramic views of the lake and Cedar Cliff rock outcropping. Three bedrooms and three baths plus an art loft/office with inspiring lake views. Finished guest quarters on the lower level with a morning kitchen (sink, mini fridge, microwave, coffee bar) provide private space for guests or in-law living. Single attached Golf Cart/Side-by-Side Garage, Oversize Double Detached Garage with storage. Shared dock for boat, kayaks and toys. Furnishings negotiable; sale includes boat, kayaks and paddle board. Private gated mountain-lake resort with Jack Nicklaus-designed 9-hole golf, Lake Club with full-service dining, pools, lake access, tennis, fitness and more. Come see and feel the Rustic Elegance of Bear Lake Reserve!

Listed by Bernie Gilchrist of Sundog Realty

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$
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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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516 Cherokee Trace Lake Toxaway NC 28747

Lake Toxaway, NC516 Cherokee Trace

Price$1,395,000

Est. Mortgage: $/month

MLS Number 1003198

  • Residential
  • Bedrooms 4
  • Bathroom 4
  • Acreage 0.62

Set in the heart of Lake Toxaway's premier golf community, 516 Cherokee Trace offers an exceptional blend of comfort, convenience, with a view of Lakeside Mountain. This beautifully appointed home captures expansive vistas of the golf course, including a stunning perspective of Hole #16 and its pristine green-an ever-changing backdrop that can be enjoyed from multiple vantage points throughout the property. This 3,135 square foot residence features 4 bedrooms and 4 bathrooms, thoughtfully designed to provide both privacy and inviting gathering spaces. The interior is being offered furnished with select exceptions, allowing for an easy transition into mountain living. Ideally located just moments from the club, this home combines accessibility with a sense of retreat. A two-car garage, along with an additional two-car carport, ensures ample parking and a covered, welcoming entrance for residents and guests alike. Whether you're seeking a full-time residence or a mountain getaway, this property delivers scenic beauty, functional design, and a coveted location within one of Lake Toxaway's most desirable settings. Membership to Lake Toxaway Country Club is based on application and availability.

Listed by Ross Hyett of Lake Toxaway Company

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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86 Indigo Bunting Court Tuckasegee NC 28783

Tuckasegee, NC86 Indigo Bunting Court

Price$1,389,000

Est. Mortgage: $/month

MLS Number 1003595

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 0.76

Picture perfect best describes this beautifully appointed, fully furnished 3-bedroom, 3.5-bath quality custom built home. Perched mid-mountain and just above the lake, this retreat blends refined mountain living with effortless access to the lake club, golf course and amenities. Thoughtfully designed across two levels, the home captures sweeping, year-round lake views while offering comfortable gathering spaces both inside and out. The main level welcomes you with an open-concept living area, with natural light pouring into the home from expansive windows that reveal the natural beauty beyond. The great room features vaulted ceilings and a natural stone gas fireplace that flow seamlessly into a spacious dining area. Your family and friends will enjoy gathering in the gourmet kitchen that includes high-end appliances and a large quartz kitchen island with the functional addition of built-in cabinets and drawers for extra storage. The primary suite is conveniently located on this level, with two walk-in closets and a full bathroom. “Wow” is all that you will say as you step outside to the show-stopping upper deck, featuring both covered and uncovered areas so you can enjoy the scenery in any season. The lower level features a living room which opens to a covered walk-out deck, two sizable ensuite bedrooms offering comfort and privacy for guests, and a versatile flex space that is currently being used as a home office/den. Outside, the property has been professionally landscaped, with a driveway that offers plenty of parking and that leads to a detached garage with ample storage for your lake, mountain and hiking accessories. The Lake Club offers fine dining, the Tap Room, the Bear n Bean store, a theater, fitness center and open and covered decks with views of beautiful Bear Creek Lake and the mountains. The Lake Club has a large, heated pool with a separate Kids pool, along with 2 hot tubs. Bear Lake Reserve's Marina offers guests access to power boats, kayaks and canoes. Up at the summit, you can enjoy the 9-hole Jack Nicklaus golf course and a driving range. Bear Lake Reserve is a very active community with many events throughout the year. Come to the mountains and enjoy the 4 seasons and all that beautiful Bear Lake Reserve has to offer either as a year-round owner or, when not enjoying your mountain getaway, make it available as a vacation rental!

Listed by John Lefner of BLR Realty LLC

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$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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800 Blue Ridge Road Lake Toxaway NC 28747

Lake Toxaway, NC800 Blue Ridge Road

Price$1,295,000

Est. Mortgage: $/month

MLS Number 1003467

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 2.8

This rare Tudor-style home sits on over 2 acres in a wonderfully private setting just across the street from Lake Toxaway, one of North Carolina's largest private lakes. A paved drive leads to the crest of the property, where sweeping mountain and lake views unfold - enjoyed from the primary bedroom, the living room's generous windows, and the adjoining open-air deck, while a dramatic wall of glass at the rear draws the landscaped gardens and forest beyond inside. The owners have beautifully updated the kitchen and living areas with custom soft-close solid-wood cabinets, granite countertops, a wet bar, breakfast bar seating for eight, and travertine floors. Sunny sitting areas, a formal dining room, a family room, and main-level laundry complete the picture. The upper level holds a spacious primary suite with lovely lake and mountain views, a walk-in closet, and a full bathroom with heated floors, plus two additional bedrooms, two full bathrooms, and a bonus room above the garage with its own entrance. The full, high-ceilinged basement offers a complete bathroom and flexible space for a workshop, game area, or media room. Recent additions include a whole-house generator, new garage doors, a retaining wall, fresh landscaping, and numerous other updates over the past several years - a well-cared-for property in one of Western North Carolina's most coveted lake communities.

Listed by Rick Jackson of Silver Creek Real Estate Group - LG

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$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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149 Hiwassee Road Lake Toxaway NC 28747

Lake Toxaway, NC149 Hiwassee Road

Price$1,250,000

Est. Mortgage: $/month

MLS Number 1003220

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 0.62

LAKEFRONT living and mountain tranquility in this beautifully crafted 2015 home, ideally situated in Indian Lake Estates. Designed for both comfort and connection to the outdoors, this property offers stunning lake views from nearly every room and a lifestyle that's hard to match. The main level features a vaulted great room with a cozy wood-burning fireplace, creating a warm and inviting space for gathering. The open-concept kitchen and dining area showcase granite countertops, double ovens, upscale stainless appliances, and a truly unique artistic touch with custom stained-glass cabinet doors. The spacious primary suite includes private access to the expansive covered and screened porch, along with an en-suite bath and dual closets. An additional bedroom or office and powder room complete the main level. Stretching across the entire back of the home, the covered and screened porch is the perfect place to enjoy morning coffee, evening sunsets, and peaceful lake views year-round. The lower-level walk-out offers exceptional flexibility with a private guest suite, full bath, and studio space-ideal for an in-law suite, creative retreat, or potential vacation rental. Step outside and embrace the lifestyle this property offers. With private lake frontage, enjoy kayaking, fishing, swimming, and relaxing from your own dock. Surrounded by natural, mature landscaping, the property provides a sense of privacy while blending beautifully with its surroundings. Nearby hiking trails add even more opportunity to explore the outdoors. Additional features include a fenced yard for pets or play and an oversized garage for ample storage and a hot tub to relax and unwind! Full house Generac generator. Private dock with 4 kayaks. Whether you're seeking a full-time residence, mountain getaway, or investment opportunity, this lakefront property delivers the best of Western North Carolina living.

Listed by Alice Lance of BluAxis Realty

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$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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561 Harbor Ridge Drive Tuckasegee NC 28783

Tuckasegee, NC561 Harbor Ridge Drive

Price$1,189,000

Est. Mortgage: $/month

MLS Number 1003605

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.11

Lake living at it best!. This direct lakefront custom built home is now available. The home features an open floor plan, vaulted ceiling, comfy living room, large stone fireplace and a upscale kitchen with large island. The primary suite and bath are on the first floor, 1/2 bath and the mud room has a second entrance so makes a great place to come into from the refreshing waters of beautiful Bear Creek Lake.The covered and open deck showcases the views of the lake and the mountains. The views from the entire home will make you feel you are living right on the water. The lower level features a den, 2 bedrooms, full bathroom and a perfect spot with a set of bunks called the "Bears Den". The lower deck allows another spot to hang out and the firepit is perfect for family to sit around and take in the evening sounds. This home comes fully furnished. Bear Lake Reserve is many amenities from the Lake Club with fine dining to the Tap Room for a Pub fare menu. The Lake Club has oversized covered and open decks to look over the large heated pool and look out over the sandy beach, marina and the calming waters of the lake and the mountains. Also the Lake Club features a kids pool with a slide and there are 2 hot tubs. Bear Lake Reserve has a 9 hole Jack Nicklaus Golf course, driving range and tennis/pickleball courts. Within the gated community we have many hiking trails to get out and enjoy all that beautiful Bear Lake Reserve has to offer in the Blue Ridge Mountains of North Carolina. When not enjoying your mountain getaway consider making it available as a vacation rental.

Listed by John Lefner of BLR Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of July 25, 2026 9:13 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."