Western NC Homes Under $500K

Browse listings for homes priced at $500,000 or lower in Western North Carolina. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Homes for Sale Under $500K

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

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29 Bert Waldroop Road Franklin NC 28734

Franklin, NC29 Bert Waldroop Road

Price$376,000

Est. Mortgage: $/month

MLS Number 1003258

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 3.19

Enjoy year-round long-range mountain views from this well-maintained 2 BR property offering 3.19 usable acres with residential, mini-farm OR commercial possibilties. NO DEED RESTRICTIONS. Recent improvements include a professionally installed new water line, whole-house iron infiltration system, water heater, updated electrical, hardwood flooring and stainless steel appliances. Lower level includes a workshop area, storage room , bonus room and half-bath. A detached studio shed features heat, A/C, beadboard walls, and wireless internet - ideal for a home office, hobby space or additional flex use. Outdoor features include fenced pasture, dog park and circular drive. A unique mountain property with functional upgrades and versatile outdoor space - lovingly maintained by the current owners. Just a short distance from town and easily accessible by state maintained paved road.

Listed by Tommy Jenkins of Highlands Sotheby's International Realty - DT

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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82 Village Way Sapphire NC 28774

Sapphire, NC82 Village Way

Price$374,500

Est. Mortgage: $/month

Active With Contract

MLS Number 1003146

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 0.71

Welcome home to this charming and move-in-ready, mostly furnished (with a few exclusions), three-bedroom, two-bathroom, one-level mountain cabin offering the perfect blend of comfort, character, and serene Blue Ridge living. Surrounded by lush native flora, brilliant seasonal gardens, winding stone paths, a bird bath, and towering trees, the property evokes a peaceful tree-house setting with beautiful fall and winter views of Hogback Mountain. Rich knotty pine walls and ceilings throughout create an inviting rustic ambiance, while abundant windows and sliding glass doors fill the home with natural light and bring the outdoors in from nearly every room. An electric fireplace framed by a Vermont-style hearth creates a cozy focal point in the warm and inviting living area, which flows seamlessly to the screened-in porch, open decks, and multiple outdoor gathering spaces designed to enjoy cool mountain temperatures and peaceful wooded surroundings year-round. The thoughtfully designed firepit area, with Adirondack seating, a swing, a picnic area, and soft lighting, creates a magical setting for entertaining, relaxing, and enjoying evenings under the stars. The primary suite offers brilliant outdoor views of nature, while the second bedroom is comfortably furnished with twin beds. A third multi-purpose flex space currently serves a variety of needs and can easily function as an additional sleeping area, office, hobby room, or guest retreat. Beautifully furnished and lovingly maintained by long-term owners, the cabin also offers updated kitchen and bathroom finishes, abundant storage, a carport, a work shed, and numerous system and property improvements providing true move-in-ready convenience. Ideal as a primary residence, mountain getaway, vacation rental opportunity, or investment property. Conveniently located just 45 minutes from Asheville Regional Airport and close to Brevard, Lake Toxaway, and Cashiers, with endless nearby waterfalls, hiking, outdoor recreation, and an exceptional variety of local restaurants and mountain activities. Decades of cherished memories have been created here, and the owners are ready to pass along the comfort, beauty, and serenity of this special mountain retreat to the next fortunate homeowners lucky enough to call this cabin home.

Listed by Bambi Famous Kaine of Silver Creek Real Estate Group,Inc.

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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427 Mulberry Ridge Road Otto NC 28763

Otto, NC427 Mulberry Ridge Road

Price$369,000

Est. Mortgage: $/month

MLS Number 1003486

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 2.84

Some properties feel right the moment you arrive, and this one, tucked along a babbling creek, is one of them. Flat, usable acreage with a creek bordering the property is a rare find, and this 3-bedroom, 3-bath home delivers exactly that, along with a finished basement that's perfect for guests. Access couldn't be more convenient for a mountain property. One direction puts you out on Georgia Road in Otto, and the other takes you to Betty's Creek Road, bringing you into Dillard, Georgia. This could be a full-time home, a slow-down second home, or a vacation rental that practically books itself. With creek frontage, flat acreage, and a flexible floor plan, this home has great potential. Book a showing and see it for yourself!

Listed by Aliyah Lebron of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA, John Muir of Berkshire Hathaway HomeServices Meadows Mountain Realty - HF

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$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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379 Great Falls Drive Glenville NC 28736

Glenville, NC379 Great Falls Drive

Price$365,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1003491

  • Residential
  • Bedrooms 2
  • Bathroom 1
  • Acreage 4.01

Located in the gated community of Laurel Falls, this charming, quintessential log cabin sits on a private and serene parcel - approximately 4 acres - where the only sound is the wind through the trees. The privacy ensures no neighbors in view. The cabin offers two bedrooms and one bathroom with an open floor plan connecting the kitchen, dining, and living areas. There is, of course, the traditional wood-burning fireplace for those cooler evenings - the property sits at 3,900-plus feet, where temperatures can range 15-20 degrees cooler than the surrounding lowland states. The gentle topography offers plenty of room for outdoor activities. The property sits close to the 6,300-acre Panthertown Valley national forest for hiking and other outdoor activities, and it's an easy drive to Lake Glenville - the highest-elevation lake east of the Mississippi - for a day of boating and exploring the lake's waterfalls. Additional storage sheds serve miscellaneous needs, along with plenty of room for future home expansion if desired.

Listed by Rob Whitney of Silver Creek Real Estate Group - LG

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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298 Timbuktu Sylva NC 28779

Sylva, NC298 Timbuktu

Price$359,900

Est. Mortgage: $/month

MLS Number 1003161

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 1.14

Public Remarks If it is a 3/2 cabin with a spacious deck and main living that overlooks the mountains with lots of privacy is what you desire, then look no further. This home is calling your name. There are so many flexible areas in this home, you almost feel like there are two homes in one. On the main level, sit in your attached sunroom and look out at the mountains through the large picture window. The pass-through garage has been sealed and repainted. It allows you to bring all your landscaping through it for easy access to a great, sunny area for your gardens thanks to the immense landscaping just completed. The lower part of the yard is screaming for a large firepit area or outbuilding. With easy access to Dillsboro, Sylva, Franklin, Cherokee, and Bryson City, and all the fun they offer, this home is perfect for those who like to explore Western North Carolina or want easy access to Western Carolina University. The young or young at heart will enjoy the Savannah Community Park with its playground, walking path, and covered picnic area along the creek. Make this updated home, thanks to the extensive improvements, your own. Motivated seller!

Listed by Shelly White of Sundog Realty

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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60 Bartram Trail Scaly Mountain NC 28775

Scaly Mountain, NC60 Bartram Trail

Price$359,000

Est. Mortgage: $/month

MLS Number 1000931

  • Residential
  • Bathroom 1
  • Acreage 0.08

Discover an exceptional opportunity to own a premium motorcoach lot in the heart of the Smoky Mountains, just minutes from Highlands, NC, and Sky Valley, GA. Nestled within the serene, gated 11.75-acre Wildflower Creek Luxury Motor Coach Resort, this private lot offers a true mountain retreat experience for Class-A motorcoach enthusiasts. Fronting a small creek and fully equipped with a concrete pad, power, water, septic, and storage- this site is ready for you to enjoy Adding to its charm is a well-appointed coach house that includes a laundry, bathroom, and covered porch-ideal for entertaining or simply relaxing in comfort. Wildflower Creek is more than just an RV resort-it's a thoughtfully designed mountain escape. Enjoy a range of amenities including a stocked trout pond, a certified trout stream, swimming hole, playground, putting green, nature area, and hiking trails. At the heart of the community sits a historic antique log cabin clubhouse with a stone fireplace, spacious indoor and outdoor gathering areas, and sweeping pond and mountain views. Whether you're looking for a seasonal getaway or a full-time residence, this property offers an unparalleled blend of natural beauty, privacy, and convenience. Enjoy the peace of mountain living while staying close to award-winning golf courses, fine dining, upscale shopping, spas, and the vibrant charm of downtown Highlands. This is your chance to own a private slice of mountain luxury-where nature, comfort, and community come together.

Listed by Judith Michaud of Berkshire Hathaway HomeServices Meadows Mountain Realty, Brooks Kittrell of Berkshire Hathaway HomeServices Meadows Mountain Realty - HF

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$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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8388 Buck Creek Road Highlands NC 28741

Highlands, NC8388 Buck Creek Road

Price$349,995

Est. Mortgage: $/month

MLS Number 1003764

  • Residential
  • Bedrooms 3
  • Bathroom 1
  • Acreage 1.06

Modernized 1967 Ranch! Wow is an understatement as this updated ranch with a full walkout basement is a DREAM! 3 bedrooms, 2 baths, fireplace in the living room. Just minutes from downtown Highlands. This home needs nothing but YOU!

Listed by John Bynum of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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19 Quail Ridge Trail Franklin NC 28734

Franklin, NC19 Quail Ridge Trail

Price$345,000

Est. Mortgage: $/month

MLS Number 1003293

  • Residential
  • Bedrooms 2
  • Bathroom 4
  • Acreage 0.6

Charming builder's home nestled on approximately 0.60 acres, offering the ease of one-story living with thoughtful design throughout. This 2-bedroom, 2-bath cottage features a warm and inviting living space highlighted by a beautiful stone wood-burning fireplace. Separate built-in heaters provide efficient comfort year-round. Enjoy indoor-outdoor living with French doors that open onto a covered porch-perfect for relaxing or entertaining while overlooking the peaceful surroundings. The home includes a dedicated laundry room with sink, plus ample storage throughout. Outside, you'll find a detached single-car garage and a small babbling creek/branch bordering the property, adding to the serene, private setting. A rare combination of quality construction, functionality, and natural beauty-this home is ready to welcome its next owner.

Listed by Judith Preiato of Jackson County Realty Inc

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$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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51 Briarberry Lane Glenville NC 28736

Glenville, NC51 Briarberry Lane

Price$335,000

Est. Mortgage: $/month

MLS Number 1003054

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 0.69

This quaint mountain cottage features 2 bedrooms, 2 bathrooms, living room, and kitchen all on one level. The primary bedroom is placed at the back of the home creating nice privacy with a connected full bath and laundry room area. The additional bedroom, bathroom, and the kitchen area are situated separately on the right side of the home. The large covered back deck area is an excellent place for entertaining and the front porch area is ideally suited for rocking chairs and sweet tea. Multiple outbuildings provide extensive storage on the property including an open garage area for parking. The property encompasses 2 parcels with opportunities for improvement and future development. Convenient access to Hwy 107 is an additional plus. This home is currently rented. Property is also being offered with an additional 5 parcels including 3 occupied rentals and a vacant RV. Additional details and pricing for all parcels is available upon request.

Listed by Scott Smith of Looking Glass Realty Sapphire

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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7 Grefe Road Scaly Mountain NC 28775

Scaly Mountain, NC7 Grefe Road

Price$330,000

Est. Mortgage: $/month

MLS Number 1002531

  • Residential
  • Bedrooms 2
  • Bathroom 1
  • Acreage 3.35

Calling all developers or entrepreneurs! Location! Location! Location! Unrestricted 3.35 acres convenient to both Highlands, NC and Dillard, GA. Highway frontage and an operating well in place with one small rental home (currently occupied). Preliminary site inspection shows the potential for at least 12 apartments or a combination of commercial residential development, maybe an RV park or a coffee shop, per current owner. This property has the potential for all your creative ideas! Located right across the street from all the fun attractions that Scaly Mountain has to offer (Highlands Outpost, Blue Hound BBQ, etc.). The possibilities with this property are endless. Buyer responsible for own due diligence. Schedule your showing today!

Listed by John Bynum of Berkshire Hathaway HomeServices Meadows Mountain Realty - HF

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1696 Clear Creek Road Highlands NC 28741

Highlands, NC1696 Clear Creek Road

Price$330,000

Est. Mortgage: $/month

MLS Number 1002271

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 0.99

Minutes from downtown Highlands, this two-bedroom home offers convenient access to the plateau with the benefit of being outside town limits. The property provides flexibility for use as a personal residence, rental, or investment. A screened front porch leads into a dining area that opens to the living room with a wood-burning fireplace and large glass doors showcasing mountain views. The kitchen is located just off the hall and includes ample counter space and a stand-up bar connected to the dining room. Further down the hallway are the laundry room and pantry. The primary bedroom features an en-suite bathroom and a large window framing mountain views. The second bedroom is across the hall with natural light from a wide window, and a second full bathroom is conveniently located beside it. From the living room, double doors open to the back deck, where the property's elevated position offers a peaceful setting with tree-filtered views and privacy at the edge of the backyard. This one won't last-schedule your showing!

Listed by Taylor Schmitt of Mountain Life Real Estate,LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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26 Cumberland Drive Lake Toxaway NC 28747

Lake Toxaway, NC26 Cumberland Drive

Price$325,000

Est. Mortgage: $/month

MLS Number 1002898

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 0.08

Welcome to this 2023 park model home located in the highly sought-after Westridge neighborhood. This fully furnished(few exceptions) retreat offers a perfect blend of comfort, style, and functionality making it an ideal short-term rental investment or a luxurious personal getaway. Vaulted ceilings that carry seamlessly from the living area onto the charming front porch, creating an open and airy ambiance. Spacious loft bedroom, a modern full bath, and a bright living room centered around a cozy gas fireplace.The kitchen is a chef's dream, featuring sleek stainless steel appliances, ample counter space, and custom built-in storage throughout the home, offering both convenience and elegance. Out back,enjoy a generous private deck, perfect for entertaining or relaxing while taking in the serene surroundings. Below,a versatile guest bedroom/full bath & garage provide extra space for visitors, storage, or even a private retreat.

Listed by Cynthia Petit of Petit Properties

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of July 25, 2026 9:43 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."