Western North Carolina Homes with a Clubhouse

Browse listings for homes with a clubhouse in Cashiers, Highlands, Sapphire, and surrounding areas. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Homes for Sale with a Clubhouse

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

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280 Holly Forest Court Sapphire NC 28774

Sapphire, NC280 Holly Forest Court

Price$610,000

Est. Mortgage: $/month

MLS Number 1003073

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 0.72

This attractive turnkey 3/2 home with rental history in Holly Forest 1 will become your “nest” for enjoying and exploring our mountain paradise. Offered fully furnished, it has the most requested room requirements, along with some nice extras. Consider the two wood-burning fireplaces: one in the master bedroom and the other in the living room. Or the oversized master suite with a hidden bonus storage room. To enrich your outdoor living experience, there is a glassed-in sun room plus two decks - one covered and one screened. Multiple grills are included for the outdoor chef. Steps away in the large, nicely landscaped yard is a fully functional fire pit area, complete with six Adirondack loungers. While still close to the heart of the Sapphire Valley facilities, your privacy is assured here. Strategically placed down a meandering drive off a cul-de-sac, the property also backs up to the Association green space. As a resident of Holly Forest and a member of the Sapphire Master Association, you'll have access to a wide range of amenities. These include a fitness center, indoor and outdoor pools, tennis and pickleball courts, the Fairfield Lake Complex, miniature golf, and winter activities such as skiing and snowboarding. The clubhouse offers meeting rooms and year-round programs for all ages. In addition, there are nearby trails, waterfalls, restaurants, and shops, providing engaging activities for everyone.

Listed by Brenda Beye of Highlands Sotheby's International Realty - DT

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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30 Birdnest Road Sapphire NC 28774

Sapphire, NC30 Birdnest Road

Price$599,000

Est. Mortgage: $/month

MLS Number 1003013

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 0.46

Imagine waking up each morning to the serenity of the Blue Ridge Mountains where crisp mountain air and natural beauty surround you. This beautifully updated 3-bedroom, 2-bath home in Sapphire Valley offers the perfect blend of comfort, style, and versatility. Whether you're seeking a full-time residence, a vacation getaway, or an income-producing investment, this property delivers endless possibilities. Thoughtfully maintained and recently renovated, the home showcases a fresh, modern interior with newly painted walls, smooth ceilings, and brand-new bamboo flooring throughout. The kitchen has been completely reimagined with refinished cabinetry, updated hardware, sleek quartzite countertops, a custom island, subway tile backsplash, and a farmhouse sink. High-end, energy-efficient appliances, including an LG refrigerator, Bosch dishwasher, Cosmo dual fuel range, and matching exhaust system complete the space with both functionality and style. Both bathrooms have been fully transformed with high-quality finishes and attention to detail. The spacious primary suite features a luxurious ensuite bath with a walk-in shower, soaking tub, double vanity, new tile flooring, and all new fixtures. The guest bathroom has also been upgraded with a new tub, glass sliding door, modern vanity, tile flooring, and updated lighting and hardware. Beyond aesthetics, this home offers peace of mind with practical upgrades, including a LeafFilter gutter system, new water heater, Ecobee smart thermostat, and a newly installed underground main water line. The open concept layout is ideal for entertaining, whether you're gathered around the cozy wood-burning fireplace or enjoying the back deck with tranquil surroundings and seasonal mountain views. Two additional guest bedrooms provide comfort and privacy for family and visitors alike. Located just minutes from the heart of Cashiers, you'll have easy access to charming shops, dining, and local entertainment. As part of the Sapphire Valley Master Association, you'll also enjoy an impressive array of amenities, including a fitness facility, tennis and pickleball courts, indoor and outdoor pools, golf, and winter activities like skiing, snowboarding, and tubing, just to name a few. This is more than just a home; it's a mountain lifestyle waiting to be experienced.

Listed by Sarah Strawn and Nicole Ernst of Keller Williams Great Smokies

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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68 Golden Mist Court Sapphire NC 28774

Sapphire, NC68 Golden Mist Court

Price$569,000

Est. Mortgage: $/month

MLS Number 1003356

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 0.64

Welcome to the Blue Ridge Mountains, where this beautifully furnished 3-bedroom, 2-bath Hidden Haven retreat offers the perfect blend of mountain charm, comfort, and convenience. Whether you're searching for a full-time residence, a peaceful vacation getaway, or an income-producing investment property, this inviting one-level home is ready to enjoy from day one. Ideally located just minutes from the heart of Cashiers, you'll enjoy easy access to savoring the tranquility of mountain living. Tucked near the end of a quiet cul-de-sac and positioned across from picturesque Hogback Lake, this home offers a peaceful setting surrounded by the natural beauty of Sapphire Valley. Inside, the thoughtfully designed split-bedroom floor plan creates both comfort and privacy. The spacious living room welcomes you with soaring ceilings and a stunning floor-to-ceiling gas fireplace, creating the perfect gathering space after a day of mountain adventures. Just off the living area, the private primary suite serves as a relaxing retreat complete with a spacious ensuite bath featuring a new soaking tub, double vanity, and generous his-and-her closets. On the opposite side of the home, two additional guest bedrooms with large closets share a full hall bath, providing ideal accommodations for family and friends. The kitchen has been beautifully updated with new granite countertops and offers ample space for entertaining, gathering, and preparing meals together. Step outside to the expansive front deck overlooking Hogback Lake, where you can enjoy morning coffee, evening cocktails, or host guests while taking in the peaceful mountain setting. A cozy firepit in the front yard creates the perfect backdrop for cool mountain evenings spent making s'mores under the stars, while the private rear deck offers a quiet escape surrounded by native landscaping. As part of the Sapphire Valley Master Association, residents enjoy an incredible collection of resort-style amenities including indoor and outdoor pools, hot tub, sauna, pickleball and tennis courts, golf, playgrounds, an arcade and game room, walking trails, Lake Fairfield access for boating and paddling, and even winter activities such as skiing, snowboarding, and tubing. There's truly something for everyone to enjoy year-round. With a brand-new roof installed in 2024 and an updated HVAC system in 2021, this move-in-ready mountain retreat combines adventure, relaxation, and lasting value in one unforgettable Sapphire Valley setting.

Listed by Sarah Strawn and Nicole Ernst of Keller Williams Great Smokies

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$
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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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48 Allspice Court Tuckasegee NC 28783

Tuckasegee, NC48 Allspice Court

Price$565,000

Est. Mortgage: $/month

MLS Number 1003560

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.8

Luxury Mountain Cottage, beautifully furnished in Bear Lake Reserve in the heart of the community with access to all Amenities. This cottage sits amongst the trees as if it was your own Tree house, upgraded appliances, hardwood Pine floors, T & G Ceilings, Screened in back porch with stone fireplace. Comfortable Great Room, large master ensuite. Hiking trails, Catch and Release Trout Fishing ,all within walking distance of cottage. Relax with a glass of wine or Chef prepared meal at the Lake Club. Pools, fitness, retail, saunas, lake access and much more! Come Discover Bear Lake Reserve today to see and feel this destination resort first hand. Don't miss this opportunity to live in a one-of-a-kind lake resort!

Listed by Bernie Gilchrist of Sundog Realty

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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142 Golden Mist Court Sapphire NC 28774

Sapphire, NC142 Golden Mist Court

Price$565,000

Est. Mortgage: $/month

MLS Number 1003124

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.67

This beautifully crafted, 1,568 square foot cabin combines charm. comfort and quality craftsmanship throughout. Built by a custom builder for his family member, it is tucked away in a quiet, private corner of the ever-popular Holly Forest community in Sapphire Valley. It is conveniently located at the end of a peaceful cul-de-sac surrounded only by the soothing sounds of nature. Set slightly above the road, the property offers a serene woodland setting with level ground that offers convenient parking and inviting garden areas. Inside you will find all new, never-used stainless steel kitchen appliances and gorgeous new hardwood flooring throughout the home. The great room features vaulted ceilings, track lighting and a wonderful, double-sided, wood-burning fireplace that opens to the kitchen/dining area. There are 2 bedrooms and baths on the main floor as well as a loft area just above the great room which would serve as a great office, reading corner or hobby space. Upstairs, the private third bedroom includes its own deck and half bath, offering a peaceful retreat for guests or family members. Spend relaxing afternoons on the generous covered porch that wraps around half of the home, part of which is screened and perfect for dining al fresco in our glorious mountain air. An important asset of this cabin is a fully encapsulated crawl space for added protection and efficiency. A very unique feature is that it borders on a greenway space that leads right to Hogback Lake just a short distance below the lot line, allowing access to swim or fish if a walking trail was cleared. Enjoy easy access to nearby hiking trails, waterfalls, golf courses, gym, skiing, tubing and zip lining as well as dining and shopping opportunities found throughout Sapphire Valley and nearby Cashiers, while still feeling completely immersed in the peace and beauty of the mountains. Whether you are searching for a full-time residence, a seasonal mountain escape or an investment property with rental potential, this exceptional cabin is a special gem that would be the perfect fit!

Listed by Mary Korotva of Sapphire Valley Real Estate

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$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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82 Meadow Ridge Court Tuckasegee NC 28783

Tuckasegee, NC82 Meadow Ridge Court

Price$485,000

Est. Mortgage: $/month

MLS Number 1003626

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 1

Here's your opportunity to buy this fully furnished cottage 3 bedroom 2 bathroom within the gated community of beautiful Bear Lake Reserve. Sit in the living room and enjoy the large stone fireplace. Well equipped kitchen and dining area makes the perfect spot to enjoy your mountain retreat. The primary suite is on the first floor with full bathroom. Also, there are 2 more bedrooms and a main bathroom. Sit on the large screened porch to enjoy the quiet space.Bear Lake Reserve is a very active community with many year around events. Enjoy the 9 hole Jack Nicklaus golf course with driving range , tennis and pickleball courts. At the Lake Club enjoy fine dining to the Tab Room for pub fare, Bear n Bean shop, Fitness center and theater. Sit out of the decks overlooking the heated pools and views of Bear Creek Lake. The lake is a full recreational lake and our sandy beach is the perfect spot to enjoy the refreshing waters of the lake. We offer boats to kayaks to get out on the lake. Bear Lake Reserve offers you to be part of a active community with many hiking trails throughout the 2,100 acres. When not enjoying you mountain retreat considering making it available as a vacation rental.

Listed by John Lefner of BLR Realty LLC

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$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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96 Meadow Ridge Court Tuckasegee NC 28783

Tuckasegee, NC96 Meadow Ridge Court

Price$399,000

Est. Mortgage: $/month

MLS Number 1001898

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 0.69

Tucked at the end of a quiet street beside a tranquil mountain creek, this single-level three-bedroom home offers privacy, comfort, and access to the exceptional amenities of Bear Lake Reserve. Designed for relaxed living and effortless entertaining, the residence combines timeless mountain charm with thoughtful upgrades, ensuring peace of mind and modern convenience. Inside, soaring cathedral ceilings and a handsome stone fireplace anchor an open-concept living area that flows seamlessly into the dining and kitchen areas, making the home ideal for all kinds of gatherings. The kitchen is both functional and beautiful with granite countertops and a breakfast bar overlooking the great room - perfect for casual meals and conversations with family or guests. Each of the three bedrooms offers comfort and privacy, with the primary suite serving as a welcoming haven after a day of exploring the mountains. Outside, a screened porch with a wood-burning fireplace provides a cozy retreat on cool evenings, while the open-air deck is a perfect spot for enjoying sunny afternoons, dining alfresco, or stargazing under clear Carolina skies. The nearby gentle creek creates a soothing natural backdrop to the tranquil setting. Updates over the past 3 years include a new roof, an HVAC system, a water heater, and a washer/dryer, ensuring the home is ready for years of enjoyment. Just steps from the front door is the starting point for one of Bear Lake Reserve's many hiking trails, leading deeper into the natural beauty of the Blue Ridge Mountains. Ownership at Bear Lake Reserve offers an unparalleled lifestyle, including access to a Jack Nicklaus golf course, a state-of-the-art fitness center, a swimming pool, tennis and pickleball courts, and a marina. A vibrant calendar of community events provides opportunities to connect with neighbors and build lasting memories. From outdoor adventure and wellness to simply unwinding in a luxurious mountain setting, Bear Lake Reserve offers something for all tastes and interests. Discover a home that balances mountain serenity with resort-style living. Virtually staged photos are included to showcase the potential of the property.

Listed by Chris Duffy of Silver Creek Real Estate Group - H

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1752 Black Oak Drive Sapphire NC 28774

Sapphire, NC1752 Black Oak Drive

Price$395,000

Est. Mortgage: $/month

MLS Number 1003084

  • Residential
  • Bedrooms 2
  • Bathroom 3
  • Acreage 1

There is a peace that comes from knowing exactly where you are in the world. This 2-bedroom, 2.5-bath home in the coveted Holly Forest community offers just that: a secluded retreat perched on a shaded ridge where the noise of everyday life doesn't reach, with all SVMA amenities. Inside, an updated kitchen with granite countertops and grand living room with vaulted ceilings anchor the main space. Every room, including a spacious primary bedroom, has been thoughtfully updated, creating a welcoming canvas for someone new to make their own. A garage and large downstairs bonus area round out the interior. Amenities round out the lifestyle: pool, fitness center, par-3 golf course, and private lake access. A large deck off the front and fireplace area from the back offer great outdoor relaxation. Whether you're looking for a full-time sanctuary, a mountain escape for two, or a turnkey rental investment in one of Western NC's most sought-after communities, this home is ready for you.

Listed by Jeffrey Kahn of Betsy Paul Properties,Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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60 Bartram Trail Scaly Mountain NC 28775

Scaly Mountain, NC60 Bartram Trail

Price$359,000

Est. Mortgage: $/month

MLS Number 1000931

  • Residential
  • Bathroom 1
  • Acreage 0.08

Discover an exceptional opportunity to own a premium motorcoach lot in the heart of the Smoky Mountains, just minutes from Highlands, NC, and Sky Valley, GA. Nestled within the serene, gated 11.75-acre Wildflower Creek Luxury Motor Coach Resort, this private lot offers a true mountain retreat experience for Class-A motorcoach enthusiasts. Fronting a small creek and fully equipped with a concrete pad, power, water, septic, and storage- this site is ready for you to enjoy Adding to its charm is a well-appointed coach house that includes a laundry, bathroom, and covered porch-ideal for entertaining or simply relaxing in comfort. Wildflower Creek is more than just an RV resort-it's a thoughtfully designed mountain escape. Enjoy a range of amenities including a stocked trout pond, a certified trout stream, swimming hole, playground, putting green, nature area, and hiking trails. At the heart of the community sits a historic antique log cabin clubhouse with a stone fireplace, spacious indoor and outdoor gathering areas, and sweeping pond and mountain views. Whether you're looking for a seasonal getaway or a full-time residence, this property offers an unparalleled blend of natural beauty, privacy, and convenience. Enjoy the peace of mountain living while staying close to award-winning golf courses, fine dining, upscale shopping, spas, and the vibrant charm of downtown Highlands. This is your chance to own a private slice of mountain luxury-where nature, comfort, and community come together.

Listed by Judith Michaud of Berkshire Hathaway HomeServices Meadows Mountain Realty, Brooks Kittrell of Berkshire Hathaway HomeServices Meadows Mountain Realty - HF

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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245 Locust Court Sapphire NC 28774

Sapphire, NC245 Locust Court

Price$320,000

Est. Mortgage: $/month

MLS Number 1003391

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 0.71

With a brand-new roof, freshly painted exterior, and newly enhanced rockwork creating an inviting outdoor patio space, this mountain retreat is packed with potential and priced to inspire opportunity. The sellers intentionally positioned this home to allow the next owner the freedom to add their own updates, personal style, and value-creating the perfect chance to step into instant equity. Whether you envision a profitable short-term rental, long-term investment property, or your own private getaway, this home offers the ideal combination of location, layout, and affordability. Tucked away on a private lot with an attached two-car garage and lower-level space ready for your ideas, the possibilities are endless for transforming this property into something truly special. Ownership includes access to the sought-after Sapphire Valley amenities, featuring an indoor pool, three outdoor pools, fitness center, walking track, playground, miniature golf, and a premier tennis facility with 14 courts. Residents also enjoy private access to the stunning 77-acre Lake Fairfield for swimming, fishing, canoeing, and paddle boating. Finding this much potential, privacy, and value in this price range is rare. With strong vacation rental possibilities and the added advantage of seller financing available, this is an exceptional opportunity to create your ideal mountain investment or personal retreat.

Listed by Susan Mills of Keller Williams Great Smokies

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of July 25, 2026 9:13 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."