Western NC Homes with a Dock

Browse listings for homes with a dock in Western North Carolina. Register on our site to receive email updates when similar properties matching your criteria become available. You may also be interested in viewing lakefront homes.

NC Homes for Sale with a Dock

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

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221 Hideaway Trail Highlands NC 28741

Highlands, NC221 Hideaway Trail

Price$1,250,000

Est. Mortgage: $/month

MLS Number 1003511

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.03

Located in a quiet mountain community just minutes from downtown Highlands and Highlands-Cashiers Hospital, this inviting home offers an exceptional combination of comfort, convenience, and outdoor recreation. The neighborhood is one of the Plateau's few equestrian communities, featuring community stables, multiple paddocks, and access to riding and hiking trails that traverse the natural beauty of Shortoff Mountain. Residents also enjoy a spring-fed lake with fishing and kayaking, as well as a community tennis court. Surrounded by mature hardwoods and native mountain plantings, the property offers an attractive, low-maintenance setting that complements the surrounding landscape. Inside, the home features three bedrooms and three baths, with a spacious living room highlighted by a vaulted ceiling and a dramatic floor-to-ceiling stone fireplace. The main living areas open seamlessly to a large combination of covered and open-air decking, creating ideal spaces for entertaining, outdoor dining, or simply enjoying the mountain environment. A lower patio with a firepit provides an additional gathering area for family and friends. The terrace level expands the home's living space with a comfortable family room perfect for games, movie nights, or casual relaxation, along with a private office for those who work remotely or simply desire a quiet retreat. Offering access to outstanding community amenities and a location convenient to both Highlands and the hospital, this home presents an opportunity to enjoy the best of mountain living in one of the Plateau's most distinctive neighborhoods.

Listed by Judith Michaud of Berkshire Hathaway HomeServices Meadows Mountain Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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59 Wildberry Court Sapphire NC 28774

Sapphire, NC59 Wildberry Court

Price$1,154,000

Est. Mortgage: $/month

MLS Number 1002548

  • Residential
  • Bedrooms 4
  • Bathroom 3
  • Acreage 0.64

This beautifully furnished 4 bedroom 3 bath stream front mountain retreat offers comfort, privacy, and plenty of room to entertain family and friends. The home is bordered by a bold mountain stream on two sides, with the soothing sound of a nearby waterfall from the decks. The fenced backyard offers usable space and a firepit for evenings under the stars. Inside, cathedral ceilings, wood floors, solar tube skylights, and a wood-burning stone fireplace fill the living room with warmth and natural light. The kitchen features granite countertops, stainless appliances, a center island, and flows into the dining room with floor-to-ceiling windows and covered porches on both sides. The main-level primary suite includes vaulted wood ceilings, a huge walk-in closet, private porch access, and an en-suite bath with double vanities, tiled shower, and Jacuzzi tub. Two guest bedrooms share a full bath. Downstairs, the family room, with a gas fireplace, opens to a spacious lower deck. Another guest bedroom with an en-suite bath offers privacy comfort. A very large unfinished area is ideal for storage, workshop, gym, or play space. Lots of curb appeal with a rocking chair front porch, easy parking, and a 1 car carport add convenience. Only property owners can enjoy access to Whisper Lake where you can kayak, canoe, or float for a relaxing day on the water. The community features a private dock for fishing (catch and release), social gatherings, and convenient storage racks for kayaks and canoes. Ownership, also, gives you access to all Sapphire Valley Resort amenities including pools, fitness center, putt-putt golf, skiing, tennis, pickleball, and Fairfield Lake. Ideal as a full-time home, mountain retreat, or vacation rental investment opportunity.

Listed by Lesley Howard of Landmark Realty Group - Frank Allen,Cashiers

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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256 Vandora Lane Glenville NC 28736

Glenville, NC256 Vandora Lane

Price$1,150,000

Est. Mortgage: $/month

MLS Number 1003546

  • Residential
  • Bedrooms 2
  • Bathroom 5
  • Acreage 0.57

Positioned on the east side of Lake Glenville with lake and mountain views, this custom home offers a compelling combination currently rare in the market - Signal Ridge Marina minutes away, Cedar Point Landings boat dock community directly across the street, and Downtown Cashiers less than 5 miles away. The open floor plan moves naturally from the kitchen through the dining room to the living room, where floor-to-ceiling windows bring in natural light and frame lake and mountain views while sitting by the fireplace. A spacious deck off the main level extends living outdoors for entertaining and grilling. A relaxing primary suite is also on the main level, with its own private screened porch. Upstairs, a loft connects two bonus rooms, each with a private bathroom. The lower level adds a second living room, two additional bonus rooms, a full bathroom, and a large screened porch. A spacious detached two-car garage includes a workshop/art studio, with a fantastic finished space above.

Listed by Rob Whitney of Silver Creek Real Estate Group - LG, Kathryn Nicholson of Silver Creek Real Estate Group, Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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47 Sequoyah Ridge Road Highlands NC 28741

Highlands, NC47 Sequoyah Ridge Road

Price$950,000

Est. Mortgage: $/month

MLS Number 1001552

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 0.87

Charming cottage on Big Creek which joins the larger part of Lake Sequoyah at the bridge near The Verandah. Enjoy a relaxing afternoon of kayaking or canoeing on the lake from your private dock. Located in the convenient Webbmont area of Highlands, this 3BR, 3 1/2 bath house was originally built in 1910 so it exhibits old Highlands charm, yet it has been updated several times to allow for today's comforts. The main floor features a bedroom, private bath and half bath for guests. The living room offers a wood burning, stone fireplace and overlooks the water feature, bocci court and path down to the lake. The dining room opens from the living room and adjoins the kitchen with distressed cabinets. Perhaps the best part of the house is the screened porch with a woodburning fireplace for cool evenings which leads to an open deck and steps to the ground level and path to the lake. The second level has a bedroom suite with sitting room and private bath. The third level has another private bedroom and bath for guests. You are minutes from town but far from the hustle and bustle of activity. A wonderful retreat awaits you and your guests.

Listed by Molly Leonard of Highlands Sotheby's International Realty - DT

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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75 Gunpoint Road Cullowhee NC 28723

Cullowhee, NC75 Gunpoint Road

Price$750,000

Est. Mortgage: $/month

MLS Number 1001217

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 2.35

Lake Glenville access cottage with shared dock lot and additional vacant lot in a charmingly casual Lake Glenville subdivision, accessed by gravel roads. Convenient to Cashiers, NC. Situated proximate to Lake Glenville, elevation 3,560', the highest lake east of the Mississippi; cool mountain streams feed the lake's 4 waterfalls. The contemporary design is subtle yet simple, with an open plan making for easy updates. 2BR/2BA on the main level. Great room with stone fireplace and level entry. Large concrete floor lower level with good ceiling height makes for great storage space with garage door access, or easily captured square footage as part of your redo. Feel the cool lake breezes as you relax on your covered porch, with views of your two ponds and level lawn for outdoor activities. Path to the lake and common area with permitted dock. There are three lots in total.

Listed by Michael Cox of Betsy Paul Properties,Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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144 Hogback Court Sapphire NC 28774

Sapphire, NC144 Hogback Court

Price$749,000

Est. Mortgage: $/month

MLS Number 1003492

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 2

Welcome to Bear Creek Cabin, a private mountain retreat nestled on 2 peaceful acres at the end of a quiet cul-de-sac in the heart of Sapphire Valley. Offering 3 bedrooms, 3 full bathrooms, a spacious family room, and a versatile bonus room, this charming cabin is ideal as a full-time residence, vacation getaway, or income-producing rental. Blending rustic mountain charm with comfortable living, the main level features warm cabin finishes, a cozy living room anchored by a beautiful stone fireplace, and a spacious primary suite with a private ensuite bath. Step onto the back deck to enjoy your morning coffee while overlooking the peaceful surroundings and feeling the cool mountain breeze. Two additional guest bedrooms provide plenty of space for family and friends. The lower level is designed for gathering, featuring a large family room with its own fireplace and an expansive bonus room perfect for a game room, media room, bunk room, or additional storage. Outside, the magic of mountain living truly comes to life. Follow the gentle path through the backyard to your private dock on scenic Hogback Lake, where you can spend the soaking in the tranquil setting. As evening falls, gather around the fire pit to roast s'mores, share stories, and enjoy unforgettable nights beneath the stars. As part of the Sapphire Valley Master Association, you'll have access to an exceptional collection of amenities, including indoor and outdoor pools, tennis and pickleball courts, golf, mini golf, a fitness center, hiking trails, and seasonal activities such as skiing, snow tubing, and snowboarding. Located just minutes from the crossroads of Cashiers, you'll enjoy convenient access to boutique shopping, local dining, and year-round mountain adventures. Bear Creek Cabin offers the perfect blend of privacy, recreation, and mountain charm; your Blue Ridge escape awaits.

Listed by Susan Mills of Keller Williams Great Smokies

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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583 Woods Mountain Trail Cullowhee NC 28723

MLS Number 1003381

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 3.28

Welcome to Tree Top Cottage! It's nestled along the serene shores of Lake Glenville at over 3,500 feet elevation and is conveniently paved to the door. Tucked away on 3.28 private acres comprised of three lots, this charming three-bedroom, two-bath mountain retreat offers the perfect blend of privacy, comfort, and classic lake cabin character within a peaceful lakeside community. Enjoy private deeded lake access, community dock privileges, and easy access to the shopping, dining, hiking trails, waterfalls, and outdoor adventures of Cashiers, Highlands, and Sapphire Valley. Inside, the inviting great room features cathedral ceilings, exposed beams, pine hardwood floors, and a wood-burning fireplace that creates the perfect cozy mountain-lake ambiance. The main level includes a bedroom and full bath, while the upper loft provides flexible space for additional sleeping quarters, a reading nook, or home office. The lower level offers two additional bedrooms, a full bath, and a spacious family or game room complete with a gas log fireplace. Separate mini-splits provide climate-controlled comfort for both the main and lower living areas, while fiber optic internet adds modern convenience. Outdoor living is equally impressive with two expansive levels of decking surrounded by lush forest views, two gentle streams, and abundant native wildlife. The upper deck is designed for entertaining with a fire pit and grill area, while the lower deck offers a peaceful setting for relaxing and birdwatching. Offered fully furnished and turnkey, this inviting retreat also includes a canoe at the lakeside dock, making it easy to begin enjoying the mountain lake lifestyle immediately. Additional updates include recently caulked beams, anti-mold solid stain applied to the decks, updated sink fixtures and new rugs.

Listed by Lesley Howard of Landmark Realty Group - Frank Allen,Cashiers

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

60 Pine Cone Court Sapphire NC 28774

Sapphire, NC60 Pine Cone Court

Price$649,000

Est. Mortgage: $/month

MLS Number 1003641

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.83

A screened deck capturing views of the mountain ridge sets the tone for this well-conceived Whisper Lake home - primary main-level living thoughtfully designed for the way people actually use a mountain retreat. While the driveway descends steeply to the home, buyers who make the trip discover it was worth it. The split floor plan centers on a spacious great room, naturally dividing the primary suite from two guest bedrooms and creating easy privacy throughout. The kitchen delivers on both form and function - granite countertops, a generous island, and an adjacent dining area anchored by a stone fireplace. Downstairs, the finished lower level opens the home up considerably - a family room, a dedicated home office space, a single-car garage, and additional storage that makes mountain living genuinely manageable. Practical upgrades throughout include an encapsulated crawlspace and fiber optic service. Community access includes a dock on Whisper Lake with canoe and kayak storage, as well as the full suite of Sapphire Valley Resort amenities - Red Bird Golf Links, tennis, pickleball, indoor and outdoor pools, a fitness center, Lake Fairfield, and a ski and tubing slope among them. For buyers willing to make the approach, this is a property that delivers at every turn.

Listed by Marsha Bricker of Silver Creek Real Estate Group, Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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91 Winsome Way Cashiers NC 28717

Cashiers, NC91 Winsome Way

Price$599,000

Est. Mortgage: $/month

MLS Number 1002156

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 0.14

Welcome to an inviting mountain cottage that blends effortless comfort with the relaxed luxury of club living in Trillium Links & Lake Club. Recently refreshed with new HVAC, wood flooring, updated appliances, beautifully renovated primary bath, and fresh interior and exterior paint, this turnkey retreat is ready to enjoy from day one. Inside, an open living and dining area is anchored by warm wood tones and natural light, creating an ideal gathering space after a day on the lake or golf course. The well-appointed kitchen features modern appliances and excellent flow for hosting family or weekend guests. A cozy wood-burning fireplace sets the tone for quiet evenings in every season. The main-level primary suite boasts an upgraded bath with stylish finishes, while the guest bedroom offers comfortable accommodations for visitors. Being sold furnished, the home makes an effortless full-time, seasonal, or rental-friendly escape. Step outdoors to enjoy the crisp mountain air-whether sipping morning coffee on the porch, exploring nearby trails, or taking advantage of Trillium's coveted lifestyle amenities. Membership (not included in sale) provides access to an award-winning golf course, dining at the renowned clubhouse, tennis and pickleball, fitness facilities, pool, Lake Glenville boating with club-managed dock access, and a vibrant social calendar. From boating on emerald waters to sunset tee times, the options for recreation and connection are endless. Perfectly positioned just minutes from Cashiers and a short drive to Highlands, this property offers the ideal balance of convenience and privacy. Enjoy boutique shops, chef-driven restaurants, waterfalls, hiking, and the welcoming culture of the Western North Carolina plateau. Whether you're seeking a low-maintenance mountain getaway, a second home with rental possibilities, or a place to embrace an active, nature-rich lifestyle, 91 Winsome Way delivers timeless charm and modern comfort in one of the region's most desirable club communities. Membership required for use of club amenities; not required for ownership. POA fees include $2900 POA, $350 Annual Water, $450 Annual Sewer.

Listed by Faye Wurm of Berkshire Hathaway HomeServices Meadows Mountain Realty - HF, Cristina Vives of Berkshire Hathaway HomeServices Meadows Mountain Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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67 Chipmunk Trail Glenville NC 28736

Glenville, NC67 Chipmunk Trail

Price$575,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1002773

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 0.56

BRAND NEW Boutique Mountain Cabin offering two bedrooms and two bathrooms with an expandable primary suite in the loft. The good-sized kitchen features new appliances with eat-in dining, which could be expanded to the covered summer porch. Custom vaulted living room with Nickle Gap interior and stone-faced wood-burning fireplace. The unfinished basement is studded for a bedroom and bath, or potential for an apartment with a recreational and workshop area. Limit the living space in the basement and do a single-car garage. Convenient to the town of Cashiers or Lake Glenville. Available down the road, this owner will rent a dock space on Lake Glenville. See photos of the dock in the pictures. Ask for details.

Listed by Christine Long of Cashiers Valley Real Estate LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of July 25, 2026 9:13 PM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."