Western North Carolina Homes with a Basement

Browse listings for homes with a basement in Cashiers, Highlands, Sapphire, and surrounding areas. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Homes for Sale with a Basement

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

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308 Woodsy Pine Trail Glenville NC 28736

Glenville, NC308 Woodsy Pine Trail

Price$849,000

Est. Mortgage: $/month

MLS Number 1003265

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 2.97

Privacy, polish, and 2.97 usable acres minutes from Cashiers and Lake Glenville. A paved drive lined with stone walls and Japanese maples leads to this 3-bedroom, 2-bath home set on two combined lots in The Knolls of Cedar Creek, backing to a 50-plus acre tract that keeps the setting quiet. The back deck catches a peek-a-boo winter view of Lake Glenville, which sits just down the ridge with 26 miles of shoreline five minutes away. Downtown Cashiers is 10 to 12 minutes. Inside, two levels of living space read as turn-key. The main floor opens to a vaulted, knotty pine great room with a wood-burning fireplace, hardwood floors, and an updated kitchen with granite counters, stainless appliances, kitchen island, breakfast bar, and stone-tile backsplash. The eat-in dining area connects to the covered deck. The primary suite sits on the main level with a walk-in closet and jetted tub. Downstairs, a fully finished walkout lower level adds a game room sized for a pool table, a granite bar, a family room, a private office behind glass-paneled French doors, and a bonus room currently used as exercise space. A workshop, mechanical, and utility rooms tuck the systems away. Outside: front porch, covered deck, lower patio with fire pit, and gentle, landscaped grounds with mature rhododendron and native plantings. The second lot leaves room to add a guest house, garage or workshop. Starlink high-speed internet stays with the home. Recent updates touch the kitchen, baths, flooring, and basement. Listed below recent appraisal. A strong year-round home in one of the best-positioned pockets between Cashiers and Lake Glenville.

Listed by Donald Collins of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

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%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1926 Wilkes Knob Road Franklin NC 28734

Franklin, NC1926 Wilkes Knob Road

Price$849,000

Est. Mortgage: $/month

MLS Number 1003194

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 15.6

Welcome to your dream mountain retreat! This charming 3BR/2BA home offers year-round mountain views and over 15 acres backing directly to U.S. Forest Service land for unmatched privacy and adventure. A private gravel road leads you to the property, creating the ultimate secluded setting while still being close to town. Relax on the spacious covered porch, perfect for morning coffee or evening sunsets. Inside, the open layout and cozy wood burning fireplace make for warm, inviting living and easy entertaining. The full basement offers endless potential-storage, workshop, or future living space-while the attached oversized two-car garage and paved driveway add convenience. Ideal as a full-time residence, vacation escape, or investment property, this home combines comfort, style, and the rare bonus of acreage with direct national forest access. Come experience the best of mountain living!

Listed by Rashaune Delacruz of Vignette Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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7829 Dillard Road Scaly Mountain NC 28775

Scaly Mountain, NC7829 Dillard Road

Price$795,000

Est. Mortgage: $/month

MLS Number 1003065

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 5.22

A Wonderful 3-bedroom, 2-bathroom, mountain homeplace overlooking a fast-flowing creek on 5 wooded acres. There are 2 large, covered porches for relaxing Creekside. The living room has beautiful all-wood ceilings; a wood-burning stove with stacked rock wall and rock hearth, and large picture windows to take in the views of the creek. It has a circular driveway with a small carport and a ramp walkway to the side door entrance. There is a full, unfinished basement with a tuck-under garage and a separate driveway. This property has tons of potential. There are picnic areas along the creek, Garden spots, several outbuildings for your chickens, or commercial potential along the road. One of the buildings along the road has a bathroom and used to be an antique store. One of the other buildings used to be an art studio. The property is not in a subdivision, so it may be able to be subdivided with permission from Macon County. This rare find property was built by and has been enjoyed by the same family for several years but is now ready for you to make it yours. Only 10 minutes to Highlands, NC and Sky Valley, GA. Located within a few minutes of several wineries, hiking trails, Ziplining, and Snow Tubing. Shown By Appointment only

Listed by Penny Ramey of Poss Realty Group - Clayton

$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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226 Rock Face Trail Highlands NC 28741

Highlands, NC226 Rock Face Trail

Price$725,000

Est. Mortgage: $/month

MLS Number 1002607

  • Residential
  • Bedrooms 1
  • Bathroom 1
  • Acreage 0.3

Welcome to unobstructed, close-up views of both Whiteside and Blackrock Mountains in this luxury tiny cottage. Property features inlcude gated community, unmatched views from this luxury tiny cottage and a 500 SF deck that faces west for magnificent sunsets every evening. Architecture of this saltbox-style home by Jeffrey Dugan also features a back porch off the primary bedroom and high-end appliances for one-level living. Other features include fiber optic cable, a spacious yard area, perennial flower garden, generator, encapsulated walk-in basement with plenty of storage, updated nickel-board vaulted ceiling, reinforced metal roof flashings, double-paned insulated windows, custom 5% solar blinds by Highlands Decorating Center. Other features include Mini Split HVAC, dishwasher, disposal, Summit Washer/Dryer combo on main level, available hookup option for ice maker, Blink mounted external security cameras (five). No rental restrictions here in this community, if that's your desire. This gem of a home is ready for immediate enjoyment. Schedule your viewing today!

Listed by Merry Soellner and Josephine Lovell of Cashiers Sotheby's International Realty

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$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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255 Turtle Pond Road Highlands NC 28741

Highlands, NC255 Turtle Pond Road

Price$650,000

Est. Mortgage: $/month

MLS Number 1003082

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 0.96

Tucked along the edge of the Nantahala National Forest - offering protected privacy and no future development beyond - this charming mountain cottage is just four miles from Highlands Main Street and conveniently located off Dillard Road. Designed for easy mountain living, this single-level home features an open-concept kitchen, dining, and living area centered around a cozy fireplace. Just beyond, a covered back porch opens to the peaceful, wooded setting - perfect for morning coffee or evening relaxation. The home includes two bedrooms and two bathrooms, along with a versatile bonus room. The gentle, nearly level yard at approximately 3,900 feet in elevation offers exceptional usability - rare for a Highlands-area property. Updates include a new HVAC system, encapsulated basement, fresh exterior paint, and a roof replacement in 2022. A large circular driveway provides ample parking and easy access. With no HOA and no deed restrictions, this property offers flexibility for personal use, a second home, or a short-term rental investment. Enjoy close proximity to hiking, waterfalls, and outdoor recreation, as well as Highlands' renowned dining, boutique shopping, and arts scene. A true mountain retreat - comfortable and ready to enjoy from day one, with the chance to personalize over time.

Listed by Rachel Wavra of Silver Creek Real Estate Group,Inc.

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$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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7330 S Highway 107 Cashiers NC 28717

Cashiers, NC7330 S Highway 107

Price$650,000

Est. Mortgage: $/month

MLS Number 1002474

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 5.1

Privately set on 5.1 acres just 10 minutes south of the Village of Cashiers, this thoughtfully crafted mountain cottage offers exceptional privacy, quality construction, and direct access to protected wilderness. Surrounded on three sides by permanently conserved lands where no future building can occur, the property provides the rare feeling of living deep within National Forest surroundings while remaining convenient to town. Designed and built by the current owner, a licensed Professional Engineer and Unlimited General Contractor, the home reflects outstanding craftsmanship, durability, and energy efficiency throughout. The floor plan includes two bedrooms, two baths, and a full basement with a single-car garage, generous storage, and room for future expansion. Heart pine floors and a stone wood-burning fireplace add warmth and character, while extensive insulation, Andersen energy-efficient windows, quality HVAC systems, and a deep high-yield well support comfort and efficiency. A fully automatic Generac propane generator offers additional peace of mind. The land provides excellent flexibility with a tractor shed already in place and ample room to add another building if desired. With no deed restrictions and conservation land bordering the property, privacy and natural surroundings are exceptionally well protected. Outdoor enthusiasts will appreciate proximity to the Ellicott Rock Wilderness, Nantahala National Forest, and the nearby Iron Bridge access on the Chattooga River, a well-known destination for fly fishing. The surrounding Blue Ridge Escarpment Conservation Area is celebrated for its biodiversity, waterfalls, and pristine mountain wilderness. Whether as a private retreat, full-time residence, or outdoor basecamp, this property offers a rare combination of craftsmanship, efficiency, protected surroundings, and natural beauty increasingly hard to find in Cashiers.

Listed by Kati Miller and Ali Moody of Caliber Fine Properties

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$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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603 Hemlock Hills Drive Franklin NC 28734

Franklin, NC603 Hemlock Hills Drive

Price$589,000

Est. Mortgage: $/month

MLS Number 1001953

  • Residential
  • Bedrooms 4
  • Bathroom 4
  • Acreage 2.58

Discover mountain living at its finest in this multi-level home nestled in a well-established neighborhood just minutes from downtown Franklin-without city taxes. Mature landscaping, tiered gardens, and over 21 fruit and nut trees create a private orchard-like setting, overlooking the mountains and a tranquil pond. Inside, enjoy a flowing layout with a primary suite featuring an en suite bath, two cozy wood-burning fireplaces, and excellent storage throughout. The attached garage offers convenience, while the thoughtful design keeps everything on one level for easy living. A partially finished basement allows extra room for guests and flex spaces. A rare blend of natural beauty, privacy, and accessibility-perfect for those seeking both charm and practicality.

Listed by Kristie Brennan of Vignette Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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67 Chipmunk Trail Glenville NC 28736

Glenville, NC67 Chipmunk Trail

Price$575,000

Est. Mortgage: $/month

MLS Number 1002773

  • Residential
  • Bedrooms 2
  • Bathroom 2
  • Acreage 0.56

BRAND NEW Boutique Mountain Cabin offering two bedrooms and two bathrooms with an expandable primary suite in the loft. The good-sized kitchen features new appliances with eat-in dining, which could be expanded to the covered summer porch. Custom vaulted living room with Nickle Gap interior and stone-faced wood-burning fireplace. The unfinished basement is studded for a bedroom and bath, or potential for an apartment with a recreational and workshop area. Limit the living space in the basement and do a single-car garage. Convenient to Cashiers or Lake Glenville. Available down the road, this owner will rent a dock space on Lake Glenville. Ask for details.

Listed by Christine Long of Cashiers Valley Real Estate LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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187 Evans Creek Road Scaly Mountain NC 28775
Active With Contract

MLS Number 1003021

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 3.07

Escape to your own slice of the North Carolina mountains in desirable Scaly Mountain. Tucked away on 3.07 beautifully wooded acres, this inviting 3-bedroom, 2.5-bathroom home offers the perfect blend of comfort, privacy, and stunning natural beauty. Step onto the generous porches and soak in the sweeping mountain views that greet you every morning and evening. Whether you're enjoying your morning coffee or unwinding with a glass of wine at sunset, the cool mountain breeze and peaceful surroundings make every day feel like a vacation. Inside, the warm and welcoming floorplan flows effortlessly. The living room features a cozy wood-burning stove. Sunlight pours in, highlighting the comfortable layout that's perfect for relaxing or entertaining. Upstairs, two bedrooms and a full bathroom provide peaceful sleeping quarters with easy access to the main living areas. Downstairs, the finished basement offers flexible living space with its own separate entrance. Complete with a third bedroom, full bathroom, and kitchenette area, this space is ideal for guests, extended family, or even a private rental opportunity. Located in the heart of the mountains, you're surrounded by nature yet conveniently close to Highlands, Cashiers, and all the charming amenities the area has to offer. Enjoy hiking, waterfalls, golf, and the refreshing year-round cool mountain climate that makes Scaly Mountain such a sought-after destination. This is more than just a house; it's your year-round mountain getaway or peaceful full-time residence. Whether you're looking for a serene primary home or a weekend escape, this property delivers the mountain lifestyle you've been dreaming of.

Listed by Chip Durpo of Durpo Realty Associates

$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1752 Black Oak Drive Sapphire NC 28774

Sapphire, NC1752 Black Oak Drive

Price$432,000

Est. Mortgage: $/month

MLS Number 1003084

  • Residential
  • Bedrooms 2
  • Bathroom 3
  • Acreage 1

Wonderful home ready to move into. Large open great room on main floor as well as huge open family room in basement. Lower level could be a workshop/ office or a fitness area, whatever suits your personal preference. Extreme privacy both front and back of home. Garden space in rear. Large deck on front has serene views of the environment and the relaxing sounds from the creek flowing nearby. Enjoy all of the amenities that Sapphire Valley Master Association has to offer. Only a short drive to Cashiers, NC for shopping.

Listed by Jeffrey Kahn of Betsy Paul Properties,Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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155 Hannah Drive Franklin NC 28734

Franklin, NC155 Hannah Drive

Price$425,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1002583

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.57

Wake up to breathtaking mountain views in this 3-bedroom, 3.5-bath home just 10 minutes from downtown Franklin. Privately situated with easy access, this home features a beautiful master bedroom on the main level, a spacious living area, and a finished basement perfect for a home office, guest retreat, or fitness room. The covered back deck is the ideal spot for morning coffee or evening sunsets overlooking the mountains, while the 2-car garage and expansive gravel driveway provide ample parking for family and guests. A rare combination of scenery, space, privacy, and convenience.

Listed by Aliyah Lebron of Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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78 Highland Drive Lake Toxaway NC 28747

Lake Toxaway, NC78 Highland Drive

Price$399,000

Est. Mortgage: $/month

MLS Number 1003090

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 1.91

Welcome to this inviting 3 bedroom, 2.5 bath home located in the desirable Rocky Mountain Estates. Perfectly positioned in the heart of lake Toxaway, this property offers wide open and long range year round views of the breathtaking Blue Ridge Mountains right from your back deck. Step inside to a comfortable and functional layout designed for everyday living and relaxing mountain getaways. The features include a bright living area, spacious bedrooms, and a welcoming atmosphere that makes it easy to unwind and enjoy the natural beauty surrounding you. The full basement with garage provides excellent storage, recreation room, workshop potential, or room to expand ideal for full time living, a second home or investment property. Enjoy cool mountain breezes, stunning sunsets, and the tranquility that comes with life in Western North Carolina, all while being just minutes from outdoor recreation, hiking and the natural beauty that defines the Pisgah National Forest and Gorges State Park.

Listed by Cynthia Petit of Petit Properties

$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of May 24, 2026 7:43 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."