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Vacation Homes in Western North Carolina

Browse listings for vacation homes in Cashiers, Highlands, Sapphire, and surrounding areas. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Vacation Homes for Sale

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

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1580 Fairway Drive Lake Toxaway NC 28747

Lake Toxaway, NC1580 Fairway Drive

Price$1,200,000

Est. Mortgage: $/month

MLS Number 1002922

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.56

Tucked within the natural beauty of Lake Toxaway Estates, this thoughtfully updated mountain home offers a comfortable blend of modern style and relaxed mountain living. Located just over a mile from the Lake Toxaway Country Club and marina, the property provides both convenience and a peaceful, wooded setting. The home features 3 bedrooms and 3 baths, along with a versatile bonus room anchored by a cozy fireplace-perfect for additional living space, a media room, or guest overflow. Recent updates to the kitchen and appliances, along with a beautifully renovated primary bath, bring a fresh, mountain-modern feel while maintaining a warm and inviting atmosphere throughout. Outdoor living is equally appealing, with a fenced yard ideal for pets or play, and a firepit area designed for enjoying cool mountain evenings. A detached two-car carport includes additional workshop space, offering flexibility for storage or hobbies. A whole-home Kohler generator provides added peace of mind year-round. Offered mostly furnished (with a few exceptions), this home presents a turnkey opportunity to enjoy the Lake Toxaway lifestyle-whether as a full-time residence or a mountain retreat.

Listed by Kenneth McCall of Lake Toxaway Company

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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276 Welm Way Franklin NC 28734

Franklin, NC276 Welm Way

Price$1,199,900

Est. Mortgage: $/month

MLS Number 1002813

  • Residential
  • Bedrooms 4
  • Bathroom 6
  • Acreage 4.97

Your luxury, mountain home retreat, complete with an RV Pad, and creek, awaits. Come see this unparalleled blend of natural splendor and refined elegance. The meticulously crafted living space offers a sanctuary of comfort and sophistication for the discerning homeowner. The property's generous outdoor spaces invite you to immerse yourself in the beautiful mountain vistas, whether from the expansive covered deck, perfect for entertaining, or the indulgent tanning/star gazing/observation deck that seems to float amidst the clouds. Read a book in your pavilion as you enjoy the nearly 600' border of the bold Tessentee Creek where you can soak your feet or set a chair on the pebbled islands. This architectural masterpiece features four spacious bedrooms and four opulent bathrooms, each with their own private deck and views. The primary bedroom, offers a private respite with a stunning view of the mountains. Culinary enthusiasts will delight in the two, separate kitchens on different levels, perfect for entertaining on a grand scale or intimate gatherings. The downstairs is its own living space with the second kitchen and laundry for guests. This is the one you've been waiting for!

Listed by Rick Creel of Pinnacle Homes Real Estate LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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2707 Upper Whitewater Road Sapphire NC 28774

Sapphire, NC2707 Upper Whitewater Road

Price$1,199,500

Est. Mortgage: $/month

MLS Number 1003562

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.77

Welcome to this new construction home in Whisper Lake. Offering approximately 2,500 square feet of thoughtfully designed living space, blending modern efficiency with timeless craftsmanship. Featuring 3 bedrooms and 2.5 baths, this home is filled with upscale finishes and attention to detail throughout. Step inside to a breathtaking 22-foot vaulted ceiling in the living room, creating a grand and inviting atmosphere. Beautiful white oak flooring extends throughout the home, complemented by custom shiplap accents and stunning quartzite countertops that elevate both style and functionality. Designed with comfort and energy efficiency in mind, this home features spray foam insulation, high-efficiency HVAC systems with variable speed fan controls, and an instant gas hot water heater. The attached double carport provides convenience and ample covered parking. The spacious living area is centered around a cozy wood-burning fireplace with a gas starter, while the screened porch offers the perfect outdoor retreat with its own gas log fireplace, creating an ideal setting for entertaining or relaxing year-round. Located in the desirable Whisper Lake community, this home is within walking distance of the lake, allowing you to enjoy its refreshing beauty and peaceful surroundings. Beyond the home itself, ownership includes membership in the Sapphire Valley Master Association, providing access to an impressive collection of recreational amenities. Enjoy days at Fairfield Lake, complete with beach access and small boat rentals, along with indoor and outdoor pools, a fitness center, playground, walking track, arcade, mini-golf, and locker rooms with saunas-offering a true resort-style mountain lifestyle. Offering the perfect combination of luxury finishes, energy-efficient construction, and exceptional recreational amenities, this remarkable home provides mountain living at its finest. Don't miss your opportunity to own this beautiful new home in Whisper Lake where everyday living feels like a vacation.

Listed by Julie Doerter of Cashiers Sotheby's International Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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453 Eagle Ridge Sapphire NC 28774

Sapphire, NC453 Eagle Ridge

Price$1,199,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1002045

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.24

Perched in the desirable community of Mountain High, this beautifully updated mountain retreat showcases expansive, panoramic views that stretch across the Sapphire Valley and beyond. Designed to take full advantage of its spectacular setting, the home offers multiple living areas that provide both comfort and flexibility for family and guests alike. The main level welcomes you with an open, light-filled great room, vaulted ceilings, and a wall of windows framing the ever-changing mountain scenery. A well-appointed kitchen with updated appliances, spacious dining area, and inviting living room with stone fireplace create an ideal space for gathering and entertaining. Step out onto the open deck to enjoy the sweeping vistas, fresh mountain air, and peaceful privacy this property affords. The upper level houses the 2 guest suites and a full bath, while offering a spacious landing space that looks out to the view and down the main living area. Downstairs, the lower-level living area provides additional space for relaxation or recreation, complete with full bath and walk-out access to another view-filled deck. The attached two-car garage, ample storage, and extensive updates throughout make this home as practical as it is beautiful. With its refined finishes, thoughtful layout, and breathtaking views, 453 Eagle Ridge Road embodies the best of elevated mountain living in the heart of Sapphire.

Listed by Faye Wurm of Berkshire Hathaway HomeServices Meadows Mountain Realty - HF, Cristina Vives of Berkshire Hathaway HomeServices Meadows Mountain Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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294 Needlepine Lane Sapphire NC 28774

Sapphire, NC294 Needlepine Lane

Price$1,192,500

Est. Mortgage: $/month

MLS Number 1003690

  • Residential
  • Bedrooms 3
  • Bathroom 2
  • Acreage 0.31

Beautifully reimagined and thoughtfully renovated, this exceptional three-bedroom, two-bathroom golf course home blends timeless mountain charm with modern comfort in the gated Country Club Estates community. Rarely available in the Cashiers-Sapphire area, the property offers true one-level living on a level homesite with an attached two-car garage, perfectly positioned along the 2nd hole of Red Bird Golf Links from a peaceful cul-de-sac setting. Designed with both everyday living and entertaining in mind, the home has been transformed with a warm mountain-modern aesthetic, featuring shiplap accents and ceilings, new flooring throughout, a gas-log fireplace, and a well-appointed kitchen with a gas range. The private primary suite is a relaxing retreat, thoughtfully designed with a dedicated hallway flanked by a luxurious ensuite bathroom on one side and an oversized walk-in closet on the other, leading into the spacious bedroom with a vaulted ceiling, where skylights fill the room with natural light. The spa-inspired bathroom features a soaking tub, separate shower, heated tile floors, quality fixtures, and a linen closet. Two comfortable guest bedrooms and a beautifully updated second bathroom provide welcoming accommodations for family and friends. Outdoor living is equally impressive with a huge covered back deck overlooking the beautifully landscaped backyard and the 2nd fairway, creating the perfect setting for outdoor dining, entertaining, or simply enjoying the peaceful mountain surroundings. The fenced backyard provides an ideal space for pets while blending seamlessly with the attractive landscaping. Recent improvements include LP SmartSide siding, a new roof (2024), and a new water heater (2025), providing years of low-maintenance enjoyment. Ownership includes access to the outstanding Sapphire Valley Resort amenities, featuring indoor and outdoor pools, golf, tennis, pickleball, a fitness center, recreation and community center, skiing, a zip line, playground, miles of trails, the Horsepasture River, and Lake Fairfield, where owners enjoy the beach, covered pavilion, scenic lakeside trail, and rentals. Just moments away are several popular restaurants and The Country Club of Sapphire Valley, where membership is available by invitation. Offered mostly furnished with only a few exclusions, this is a rare opportunity to enjoy beautifully updated mountain living in one of Sapphire Valley's most desirable golf course communities.

Listed by Cassie Neal of Silver Creek Real Estate Group,Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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561 Harbor Ridge Drive Tuckasegee NC 28783

Tuckasegee, NC561 Harbor Ridge Drive

Price$1,189,000

Est. Mortgage: $/month

MLS Number 1003605

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.11

Lake living at it best!. This direct lakefront custom built home is now available. The home features an open floor plan, vaulted ceiling, comfy living room, large stone fireplace and a upscale kitchen with large island. The primary suite and bath are on the first floor, 1/2 bath and the mud room has a second entrance so makes a great place to come into from the refreshing waters of beautiful Bear Creek Lake.The covered and open deck showcases the views of the lake and the mountains. The views from the entire home will make you feel you are living right on the water. The lower level features a den, 2 bedrooms, full bathroom and a perfect spot with a set of bunks called the "Bears Den". The lower deck allows another spot to hang out and the firepit is perfect for family to sit around and take in the evening sounds. This home comes fully furnished. Bear Lake Reserve is many amenities from the Lake Club with fine dining to the Tap Room for a Pub fare menu. The Lake Club has oversized covered and open decks to look over the large heated pool and look out over the sandy beach, marina and the calming waters of the lake and the mountains. Also the Lake Club features a kids pool with a slide and there are 2 hot tubs. Bear Lake Reserve has a 9 hole Jack Nicklaus Golf course, driving range and tennis/pickleball courts. Within the gated community we have many hiking trails to get out and enjoy all that beautiful Bear Lake Reserve has to offer in the Blue Ridge Mountains of North Carolina. When not enjoying your mountain getaway consider making it available as a vacation rental.

Listed by John Lefner of BLR Realty LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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141 Old Ford Road Cashiers NC 28717

Cashiers, NC141 Old Ford Road

Price$1,160,000

Est. Mortgage: $/month

Active With Contract

MLS Number 1003377

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 4.08

Tucked away on 4.08 private acres in the picturesque Hickory Ridge enclave, this easy one-level mountain home offers the perfect blend of privacy, convenience, and potential, just minutes from the crossroads of Cashiers. Featuring three bedrooms, three-and-one-half bathrooms, and a bonus room, the home is thoughtfully designed for comfortable mountain living. Inside, the spacious living room features vaulted wood ceilings and a beautiful stone fireplace, creating the warm, inviting feel that defines a classic mountain retreat. The large back deck is ideal for morning coffee or relaxing evenings, with views of the mountains and the peaceful natural setting. Built in 2000, the home is exceptionally clean and solidly constructed, offering the ideal opportunity for a buyer to update finishes and create a personalized mountain getaway without undertaking a major renovation. With its rare combination of acreage, privacy, views, and proximity to town, this property presents an outstanding opportunity for a full-time residence, seasonal escape, or investment mountain home.

Listed by Kathryn Nicholson of Silver Creek Real Estate Group,Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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59 Wildberry Court Sapphire NC 28774

Sapphire, NC59 Wildberry Court

Price$1,154,000

Est. Mortgage: $/month

MLS Number 1002548

  • Residential
  • Bedrooms 4
  • Bathroom 3
  • Acreage 0.64

This beautifully furnished 4 bedroom 3 bath stream front mountain retreat offers comfort, privacy, and plenty of room to entertain family and friends. The home is bordered by a bold mountain stream on two sides, with the soothing sound of a nearby waterfall from the decks. The fenced backyard offers usable space and a firepit for evenings under the stars. Inside, cathedral ceilings, wood floors, solar tube skylights, and a wood-burning stone fireplace fill the living room with warmth and natural light. The kitchen features granite countertops, stainless appliances, a center island, and flows into the dining room with floor-to-ceiling windows and covered porches on both sides. The main-level primary suite includes vaulted wood ceilings, a huge walk-in closet, private porch access, and an en-suite bath with double vanities, tiled shower, and Jacuzzi tub. Two guest bedrooms share a full bath. Downstairs, the family room, with a gas fireplace, opens to a spacious lower deck. Another guest bedroom with an en-suite bath offers privacy comfort. A very large unfinished area is ideal for storage, workshop, gym, or play space. Lots of curb appeal with a rocking chair front porch, easy parking, and a 1 car carport add convenience. Only property owners can enjoy access to Whisper Lake where you can kayak, canoe, or float for a relaxing day on the water. The community features a private dock for fishing (catch and release), social gatherings, and convenient storage racks for kayaks and canoes. Ownership, also, gives you access to all Sapphire Valley Resort amenities including pools, fitness center, putt-putt golf, skiing, tennis, pickleball, and Fairfield Lake. Ideal as a full-time home, mountain retreat, or vacation rental investment opportunity.

Listed by Lesley Howard of Landmark Realty Group - Frank Allen,Cashiers

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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21 Laurel Wood Court Sapphire NC 28774

Sapphire, NC21 Laurel Wood Court

Price$1,150,000

Est. Mortgage: $/month

MLS Number 1003297

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 0.7

Charming Burlingame home with a brand-new roof, just a short golf cart ride to the country club. Set on a mostly level lot overlooking the 12th green, this residence works equally well for full-time living or as a lock-and-leave summer retreat. The open kitchen and living areas are bathed in natural light and flow effortlessly for everyday life and entertaining. Two separate guest rooms on the other side of the house, each with its own bathroom, promise privacy for everyone. The primary suite includes an updated bath and abundant storage with two separate closets. Below the house is a versatile bonus space-ideal for a home gym, office, or hobby room-complete with a convenient half bath. Outdoor living is easy on the level lot with pleasant views of the course and areas for gardening. Burlingame is celebrated for its walkability and community amenities, including a 3-acre enclosed dog park, fishing on the Horsepasture River, and a new playground-perfect for outdoor family activity. Members can also enjoy a wide range of country-club amenities if desired. Conveniently located just 60 minutes from Asheville Airport, the property also places you 15 minutes from Cashiers' boutiques and dining, and another 15 minutes to Highlands' Main Street shops and restaurants. This home combines comfort, convenience, and classic mountain living-an excellent retreat for all seasons.

Listed by Kelly Ramsay of Howard Hanna Allen Tate - Cashiers

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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328 Webbmont Road Highlands NC 28741

Highlands, NC328 Webbmont Road

Price$1,150,000

Est. Mortgage: $/month

MLS Number 1002010

  • Residential
  • Bedrooms 4
  • Bathroom 4
  • Acreage 1.07

MAJOR PRICE IMPROVEMENT! Escape the heat and move to this lovely Highlands home in sought after Webbmont area. Nestled within Highlands in-town, this charming home sits on just over an acre of perennial gardens and native woodland. Located only 5 minutes from Main Street, you'll enjoy easy access to shopping, dining, and year-round activities, while still savoring peace and privacy. Spanning over 3,000 sq. ft., this 4-bedroom, 3.5-bath residence with an additional Loft bedroom/ensuite bathroom and office, totaling 6 private rooms. This home offers spacious mountain living in the quiet, idyllic Webbmont area. The property features a newly enclosed fenced backyard-ideal for children at play or pets to enjoy freely. The flat terrain provides the ideal setting for lush gardens and outdoor enjoyment. Current basketball court could be converted to a pickleball court! The main level welcomes you with soaring cathedral ceilings and large windows that fill the home with natural light, complemented by a stone fireplace for cozy winter evenings. Primary Suite is on the Main Level and offers a sitting room with double doors that open into a serene, screened deck, a generous walk-in closet, and a private en-suite bath. The kitchen boasts skylights, a walk-in pantry, and abundant sunshine, with the laundry room conveniently located nearby, leading to a two-car garage and additional parking areas. The upper level offers 5 bedrooms, 2 full baths, perfect accommodations for family or guests. A built-in desk and storage nook along the hallway make remote work or study convenient. One of the oversized bedrooms with sloped ceilings, sky lights-is perfect for multiple beds or bunk-style retreats. Also, a separate office with a private door, offering flexibility for a work-from-home space, fitness room, or creative studio. The Loft-style bedroom on the third level features its own en-suite bath, built-in storage, and plenty of privacy. Beyond the property, only 5 minutes to Half-Mile Farm at Old Edwards-renowned for its fabulous year-round culinary events and live concerts-adding to the lifestyle appeal. This property offers the rare combination of convenience, space and tranquility-making it the ideal Highlands retreat!

Listed by Roxanne Gagliano of Cashiers Sotheby's International Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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34 W Forest Way Highlands NC 28741

Highlands, NC34 W Forest Way

Price$1,150,000

Est. Mortgage: $/month

MLS Number 1003404

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.38

This well-maintained 3 bed, 3 bath home with large loft is conveniently located between Highlands and Cashiers and checks all the boxes: o Furnished with minor exclusions o Open floor plan with massive stone fireplace o Creekside setting with large porch and fireplace o Additional open deck area for grilling and entertaining o Creekside Firepit o A compelling off-campus alternative for both Wildcat and Cullasaja Club members o Well-maintained - updated (HVAC, Central Dehumidification, Encapsulated Crawlspace) o Vacation Rentals Permitted o Plans for carport and covered home access have been professionally designed and approved by HOA This property is perfect to enjoy as a charming mountain home, an income property or a combination of the two. Community amenities include a picnic area and pond. This property is offered furnished with only minor exclusions for immediate enjoyment and use. Highlands NC was chosen by Travel & Leisure as “America's Best Small Mountain Town” in 2023 and Outside magazine ranked Highlands as one of its top ten small adventure towns in the world for 2026.

Listed by Clif Gottwals of Christie's International Real Estate Highlands-Cashiers

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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141 Dolly Lane Highlands NC 28741

Highlands, NC141 Dolly Lane

Price$1,125,000

Est. Mortgage: $/month

MLS Number 1003705

  • Residential
  • Bedrooms 4
  • Bathroom 3
  • Acreage 1.09

Tucked away on approximately 1 acre of elevated, wooded privacy, this inviting 4-bedroom, 3-bath mountain retreat offers the perfect blend of comfort, seclusion, and Highlands charm. Ideally located near Mirror Lake and the prestigious Half-Mile Farm, this property provides a peaceful setting while remaining just minutes from downtown Highlands' shopping, dining, and outdoor recreation. The spacious floor plan features a large great room with plenty of space for gathering with family and friends. The well-designed one level layout offers four comfortable bedrooms and three full baths, making it ideal as a full-time residence, seasonal getaway, or short term vacation rental due to its location just outside of Highlands' town limits. Step outside to the covered deck, where you can relax year-round while enjoying the tranquil wooded surroundings and cool mountain air. A unique smoker storage shed adds character and versatility, offering possibilities for outdoor entertaining and preserving a mountain tradition. Additional highlights include crown molding throughout, a large 2-car garage, ample parking, and a private setting that captures the beauty and serenity of the Highlands plateau. Whether you're seeking a peaceful escape or a mountain home close to some of Highlands' most desirable destinations, this property presents an exceptional opportunity to experience the best of Western North Carolina living.

Listed by John Sheehan of Mountain Life Real Estate,LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.58% last updated on Jul 23, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of July 26, 2026 7:43 AM UTC. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."