Western North Carolina Homes with a Basement

Browse listings for homes with a basement in Cashiers, Highlands, Sapphire, and surrounding areas. Register on our site to receive email updates when similar properties matching your criteria become available.

NC Homes for Sale with a Basement

Call Silver Creek Real Estate Group at 828-743-1999 for more information or to see any of the properties in person.

567 Lloyd Hooper Road Cullowhee NC 28723

Cullowhee, NC567 Lloyd Hooper Road

Price$4,950,000

Est. Mortgage: $/month

MLS Number 1003310

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 19.11

Follow the meandering country driveway and arrive at a property that is a hidden chapter of classic Western NC. Two homes rest on 19.11+/- acres of grassy meadows, ponds, streams, and one of the area's original mountain homesteads, just minutes from Lake Glenville and the area's finest golf courses. Surrounded by neighboring farms and large estate tracts, it offers a level of privacy and open space that's increasingly hard to find. Spanning 4 parcels, the property unfolds a private landscape with rolling pasture, 4 fishing ponds, mature trees, and extraordinary stone hardscaping woven throughout. These create a natural backdrop with thoughtful landscaping that invites exploration at every turn. At the heart of the property sits the original 1-bedroom cottage with a loft on 1.95 acres by a picturesque fishing pond. Wrapped in rare wormy chestnut harvested before the American chestnut disappeared from the Southern Appalachians, the cottage preserves an irreplaceable piece of history. From the front rocking chair porch to a porch swing on the back deck, this cottage lets you fully enjoy the adjacent pond and grassy lawn. Rich with warmth and personality, this is a place cherished over generations. The primary home on 6.99 acres has room to grow with 2 bedrooms and 2 baths on the main level, plus a partially finished daylight basement with a bonus room and bathroom, and potential to add another bedroom and bonus room. The main level features a living room with stone fireplace, chef's kitchen with breakfast bar, dining area, and sliding glass doors opening to the back deck with views of the landscape. Downstairs, sliding doors lead to the patio, creating an easy connection to the outdoors. The lower level is already positioned for additional living space, guest rooms, or a full expansion. Garden areas, mature landscaping, and extensive infrastructure create a setting suited for long-term possibilities. Outbuildings, like a vintage barn, tractor barn, and a charming stone-clad root cellar with potting shed, reflect generations of stewardship and agricultural roots. Additional 4.01-acre & 6.16-acre parcels add flexibility for homesites, multigenerational retreat, farmette, or a private estate. Plus, the remarkable 40 GPM well adds another layer of value. However you envision using this property, the possibilities are as expansive as the land itself. Opportunities with this much history, land, water, and potential rarely change hands. Come write the next chapter.

Listed by Kati Miller and Ali Moody of Caliber Fine Properties

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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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545 South East Shore Drive Lake Toxaway NC 28747

MLS Number 1002517

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 0.81

A RARE opportunity to have a flat lake lot and beautiful long lake view. This custom built one owner home is on a quiet road on a peaceful protected spot on the lake. The open floor plan; great room, dining and kitchen are perfect for entertaining. The primary suite is situated off of the great room with another suite and a guest room off of the kitchen, providing privacy and room to spread out. Enjoy the lake view from the spacious great room, dining, kitchen, primary suite and guest suite on the main floor. Beautiful wainscoting in the main great room, foyer, office and dining room add charm and character to the space. The easily accessible large covered deck is an ideal place to gather to enjoy the view and cool breezes. It would easily accomodate an outdoor fireplace. The kitchen features a large island, prep sink, granite counters, built-in appliances and a breakfast bar. There is also a private office at the foyer entry. The lower level family room provides easy walk-out to the flat yard and lake. The 2 bonus rooms downstairs can be used as an exercise room and a bunk room. The storage area in the basement has many possibilities including a workshop and home theater. The large circular flat drive offers lots of parking and easy access to the 2-car garage. Just 2 minutes to Hwy 64, a short drive to the Club, Marina and The Greystone Inn. The 2 zone HVAC system was replaced in 2024. There are 3 separate water heaters, also a central vac for the lower level.

Listed by Kathryn Balistreri of Balistreri Realty

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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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15 E. Ridge Road Cashiers NC 28717

Cashiers, NC15 E. Ridge Road

Price$3,595,000

Est. Mortgage: $/month

MLS Number 1003133

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 1.89

This spacious, thoughtfully designed home in the desirable, gated Cedar Hill community offers plenty of room to roam. Built just four years ago by noted Cashiers architect Allen Brown as his personal residence, the property reflects attention to detail throughout. A bountiful gourmet kitchen with a large island and high-end Dacor appliances opens to the dining and living areas. The living room features a wood-burning masonry fireplace, while an inviting “pub room” off the kitchen evokes the charm of an English countryside inn, complete with its own wood-burning masonry fireplace. The spacious, main-level primary suite includes a spa-like bathroom with a gas fireplace and a large walk-in closet. Upstairs are two additional bedrooms and bathrooms, as well as two expansive bonus rooms that can serve as a playroom, office, or exercise space. A fourth bedroom and bathroom above the two-car garage provide a private retreat for visitors. The property's large, flat circular driveway offers easy access to both the front door and garage, with plenty of room for guest parking. An expansive, flat fenced area between the garage and the house provides a secure space for children or pets. Outdoor living is equally well-appointed, with a partially covered back deck that wraps around to a side patio featuring another wood-burning masonry fireplace, perfect for cool evenings spent relaxing, roasting marshmallows, or enjoying a beverage after dinner. This private property has so many special touches, including a workshop, outdoor storage space, a central vacuum system, and an encapsulated basement, that it is truly a “must-see.” Cedar Hill's ideal location offers privacy and convenience, just minutes from the center of Cashiers and close to Cedar Creek Club, Lonesome Valley, and the Country Club of Sapphire Valley.

Listed by Chuck Self of Silver Creek Real Estate Group,Inc.

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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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152 S Fairway Cottage Lane Highlands NC 28741
Pending

MLS Number 1002295

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 0.32

Charming Craftsman Home in Cullasaja Club with Main-Level Living. Located on the 10th Fairway with an expansive view of the golf course. Located inside the prestigious, gated Cullasaja Club, this beautifully designed craftsman-style home offers effortless main-level living and the rare opportunity to expand with an unfinished, plumbed lower level. Surrounded by mature trees and cool mountain breezes, this residence captures the relaxed elegance and outdoor lifestyle that define the Highlands-Cashiers Plateau. The main level features three comfortable bedrooms, including a welcoming primary suite, along with spacious living areas highlighted by warm finishes and classic architectural details. Large windows bring in natural light and views of the golf course from both the Livingroom/great room, outdoor deck or the screened in porch with fireplace, creating a peaceful mountain retreat. The unfinished basement provides outstanding potential-already plumbed for an additional bedroom and full bath, allowing you to customize the space for guests, hobbies, storage, or future expansion. Living in Cullasaja Club offers an exceptional lifestyle with access to world-class amenities (membership by invitation). The community features an Arnold Palmer golf course, clubhouse dining, tennis and pickleball, a fitness center, heated pool, and a warm, welcoming social environment loved by full-time and seasonal residents alike. Just minutes from the shopping, dining, and cultural offerings of Highlands, this home combines convenience with the tranquility of private mountain living. Enjoy cool summers, vibrant autumn colors, and the unique charm of one of the plateau's most sought-after clubs. A perfect blend of quality, comfort, and lifestyle - with room to grow. Let your mountain life??????????? begin.

Listed by Douglas Treadwell of Mountain Life Real Estate,LLC

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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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11 Milkweed Trail Glenville NC 28736

Glenville, NC11 Milkweed Trail

Price$2,190,000

Est. Mortgage: $/month

MLS Number 1002734

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 0.49

Set within the gated community of Pilots Knob, this thoughtfully designed four-bedroom, four-and-a-half-bathroom mountain home captures expansive, layered, long-range views of the surrounding Blue Ridge landscape from multiple rooms, while offering the comfort and functionality ideal for both everyday living and hosting guests. The main level centers around an open-concept living space where the kitchen, dining area, and great room flow together effortlessly. The kitchen features a breakfast bar and pantry, with an adjoining dining area for relaxed meals or entertaining. A wood-burning fireplace with a gas starter anchors the living room, creating a warm focal point on cool mountain evenings. Expansive glass pocket doors open the great room fully to the covered deck, creating a seamless indoor-outdoor living experience and framing the sweeping mountain vistas beyond. The primary suite is conveniently located on the main floor and includes a spacious bath with a double vanity, a private water closet, and a spa-style wet room with a soaking tub. Additional bedrooms, two on the upper level and one on the lower, provide comfortable accommodations for guests, while the large basement den and bonus room offer flexible space for recreation, media, or a game room. Outdoor living is equally inviting, with the covered deck and lower patio positioned to take full advantage of the ever-changing mountain views. A grilling area creates the perfect setting for gathering under endless stars after a day exploring the Plateau. Residents enjoy paved roads, community green space, a pond, a shared fire pit, and elevations above 4,000 feet, which provide refreshingly cool summer temperatures and a peaceful mountain setting. Rentals are permitted in the community, creating excellent potential for those seeking a vacation home with income-producing opportunities. The Big Ridge area is just minutes away from the pristine waters of Lake Glenville for boating, fishing, and swimming. It is a short drive from the vibrant dining, boutique shopping, and year-round events of Cashiers and Highlands. Easy drives to local airports - 45 minutes to Jackson County Airport or 90 minutes to Asheville Regional Airport - make travel to your mountain getaway simple. Whether enjoyed as a full-time residence, mountain retreat, or investment property, this home delivers the best of elevated living in one of Western North Carolina's most scenic settings.

Listed by Daniel Allen of Silver Creek Real Estate Group,Inc.

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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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263 Panthertown Trail Sapphire NC 28774

Sapphire, NC263 Panthertown Trail

Price$1,995,000

Est. Mortgage: $/month

MLS Number 1002478

  • Residential
  • Bedrooms 4
  • Bathroom 5
  • Acreage 7.23

Incredible Mountaintop Estate with 7.2 acres and incredible Cedar Home in the Heart of Bald Rock. Great floor plan with Huge Panoramic Mountain Views at 4100' elevation. Plenty of cleared level land just minutes ride to the incredible Panthertown Valley National Forest Preserve. Features large 2-story vaulted Great Room with wall of windows and tons of decking to bring outside in. Mature Landscape, 3 Car Garage, Workshop, built-ins & bonus rooms. Spectacular family estate property fully furnished, ready to move in. Within minutes of (6700 acre Pathertown National Forest. Home offers space galore with 3 bedrooms upstairs, master on main, another bedroom and bonus rooms in spacious lower level with family area, wet bar and gas fireplace. Great property in the Heart of Bald Rock. Sapphire Valley Resort Amenities. Access to Bald Rock trails, Equestrian Center, Common Areas, Panthertown access trailhead, Divide Pavilion included. Walk out basement to cleared level land. 3rd garage underneath with workshop. Generator, large pressurized water system with 2 big storage tanks, new hot water heater, lightning arresters, newer roof and fenced in yard with dog house included. Wonderful for Equestrian Estate with great spot for a barn out back!

Listed by Bill Kruckenberger of Sapphire Valley Real Estate

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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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938 Shepherds Gap Road Cullowhee NC 28723

Cullowhee, NC938 Shepherds Gap Road

Price$1,850,000

Est. Mortgage: $/month

MLS Number 1002712

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.74

This is your luxury resort view home. You won't find a better view than this Gorgeous custom home at 4,000' (altitude)with stunning views. 3 bed 3.5 BA Architectural luxury retreat with amazing views of Lake Glenville + Great Smoky Mountains. Prime location: 7 mi N of Cashiers, NC. Gated community (Shepherds Mountain). Lake access. This bright home has Chef's kitchen with 6 burner gas range, custom painted backsplash, incredible lighting throughout, large marble farm sink, Carrera marble counters & carved marble sinks in kitchen and all baths. 2 working marble fireplaces with gas starter. Prime suite with deck, marble slipper bathtub, Sauna, bidet toilet. extra-Large loft could be 4th Bed. 175 yr old solid wood plank floors (retrieved & restored from a SC cotton mill). Electric blinds in main + upstairs floors. 3 AC units. Large storage room/ workroom, finished basement, whole house Surge protection, dehumidifier, radon mitigation, Sauna and Hot tub stay. Primary bedroom suite has sauna, Wood insert ceiling, french Marble fireplace, bidet electric toilet with extras, large walk-in closet. Entire house could be Furnished- amazing views +view decks off bedrooms and side deck. Enjoy cool breezes during the day and enjoy long views of lake + mountains in the hot tub. Why go to a resort when you live in one? Sit back and enjoy ever changing panoramas + Lake moods. Wake to cloudy mist and see the views appear and change. Must see to believe one-of-a-kind architectural dream.owner is NC Licensed Real Estate agent. Directions: 107, pine creek road curves into north Norton rd, in 1/4 mile sharp left to woods mountain trl .1.4 miles to the gate at shepherds mountain. Once in Community turn right on Shepherd's Gap Rd, Home is at the top on ridge. Agent Remarks: Easy to show, Call LA for Gate code and Lock box code Internet included, call LA. Water included- community wells. owner is NC Licensed Real Estate Broker.

Listed by Montana Wakefield of Wakefield Real Estate,Inc.

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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1086 Roaming Road Glenville NC 28736

Glenville, NC1086 Roaming Road

Price$1,680,000

Est. Mortgage: $/month

MLS Number 1000267

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.77

Step into peace and tranquility in this spacious new three-bedroom, four-bathroom home featuring a bonus room ideal for a playroom or office, a finished basement perfect for family fun recreational activities, and a one-car garage. The large deck overlooking a private natural perennial spring, which connects to the Cow Mountain Branch creek below, offers an idyllic space for relaxation. Completed in 2024 with a beautiful design and efficient layout, this move-in-ready home is all set to provide years of enjoyment. The property is located in the community of Chinquapin, which boasts access to miles of hiking trails, pickleball courts, a driving range, and a community clubhouse. Why wait to build when you can enjoy this brand-new home that is move-in ready?

Listed by Kathryn Nicholson of Silver Creek Real Estate Group,Inc.

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$
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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1185 Leonard Road Highlands NC 28741

Highlands, NC1185 Leonard Road

Price$1,625,000

Est. Mortgage: $/month

MLS Number 1002455

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 0.35

Harris lake area on Leonard Road This move in condition 3-bedroom, 2 bath is a stone's throw to Harris Lake and 2 blocks to main street. It features an open kitchen living area that has a stone fireplace with gas logs. The wing plan is easy living on one level and opens from the bedrooms onto a huge wrap around deck. There is a one car garage and a full slab floored basement for expansion possibilities. It is grandfathered as a short-term rental and shows good potential to help pay for some of the ownership costs. A great Highlands home in a great location. Offered at $1,625,000.00 and shown by appointment.

Listed by W. Terry Potts of Country Club Properties

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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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110 Carnoustie Drive Sapphire NC 28774

Sapphire, NC110 Carnoustie Drive

Price$1,499,000

Est. Mortgage: $/month

MLS Number 1002828

  • Residential
  • Bedrooms 3
  • Bathroom 3
  • Acreage 0.65

Tucked away on a quiet lane with golf cart access to the adjoining Country Club of Sapphire Valley (membership by invitation only), this home captures the essence of mountain living. Sapphire Valley Resort amenities are available but optional. Located within Fairway Hamlets-a small enclave of single-family homes inside a private gated setting-this property offers a peaceful yet highly accessible location. A level circular driveway provides ample parking and easy access, complemented by a two-car garage plus a separate golf cart garage. The inviting rocking chair front porch overlooks a tranquil community pond, creating a welcoming first impression. Ideal for entertaining, the great room includes a spacious dining area and features board and batten walls, a soaring cathedral ceiling with recessed lighting, and a striking stone wood-burning fireplace with gas starter. The efficient kitchen includes a pantry and the laundry room. A light-filled sunroom with skylights opens onto a covered Carolina porch with a cathedral wood ceiling, remote-operated blinds, skylights, and its own outdoor fireplace-perfect for enjoying cool mountain evenings. A large open deck with built-in seating further enhances the home's outdoor living and entertaining spaces. The main level offers a well-appointed primary suite complete with its own fireplace, oversized walk-in closet, and a bath featuring a jetted tub and separate shower. Two additional ensuite guest bedrooms are also located on the main level, one with its own private exterior entrance. Both the primary suite and one guest suite include jetted tubs and separate showers. The unfinished full basement provides exceptional flexibility, with three rooms featuring concrete floors, block walls, and built-in shelving-ideal for storage, a workshop, or future expansion. Additional features include an alarm system, whole-house generator, and two large new hot water heaters. Offered unfurnished, this home presents an excellent opportunity as a full-time residence or mountain retreat and ideally located adjacent to the Country Club's croquet courts and clubhouse.

Listed by Lesley Howard of Landmark Realty Group - Frank Allen,Cashiers

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$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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122 Forestdale Drive Glenville NC 28736

Glenville, NC122 Forestdale Drive

Price$999,000

Est. Mortgage: $/month

MLS Number 1002541

  • Residential
  • Bedrooms 4
  • Bathroom 3
  • Acreage 3.28

Tucked within the private, gated community of Laurel Falls, this beautifully crafted mountain retreat offers a rare opportunity to live surrounded by some of Western North Carolina's most extraordinary natural landscapes. Bordering both Panthertown Valley and the vast Nantahala National Forest, the property places thousands of acres of protected wilderness quite literally at your doorstep. Built as the personal home of a local contractor, the residence reflects thoughtful design and durable craftsmanship throughout. The home features four bedrooms and three full bathrooms (third full bathroom will be completed in the coming weeks), complemented by a spacious open loft that adds flexibility for additional living or sleeping space. A partially finished basement expands the possibilities even further, offering a laundry room, a large workshop, and two additional rooms ready to be transformed into guest quarters, a home office, recreation room, or whatever best suits your lifestyle. Set on 3.28 acres, the property provides both privacy and room to enjoy the outdoors. A generous garden area, ample parking, and plenty of space for storing equipment, recreational vehicles, or outdoor toys make it easy to embrace mountain living. A charming bonus cabin on the property offers the perfect private space for overnight guests. Start your mornings on the deck overlooking peaceful mountain views and spend your days exploring the incredible natural surroundings. Robinson Creek flows through the Laurel Falls community and is known for excellent trout fishing. Residents also enjoy direct trail access into the 6,300-acre Panthertown Valley, often called “the Yosemite of the East,” where miles of scenic trails invite hiking, biking, and horseback riding. With newer furnishings and appliances already in place, this home is ready for you to bring your personal belongings and begin creating your own mountain retreat. Life in Laurel Falls offers more than just a home-it offers front-row access to one of the Southeast's most breathtaking natural environments, where adventure, tranquility, and unspoiled beauty come together in perfect balance.

Listed by Sarah Strawn and Nicole Ernst of Keller Williams Great Smokies

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$
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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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892 Buckberry Sapphire NC 28774

Sapphire, NC892 Buckberry

Price$974,000

Est. Mortgage: $/month

MLS Number 1002841

  • Residential
  • Bedrooms 3
  • Bathroom 4
  • Acreage 1.52

Welcome to Buckberry Lodge, a meticulously maintained residence nestled in Sapphire, NC. This turnkey property offers a harmonious blend of comfort and practicality, ideally suited for both family living and rental income potential. Spanning three spacious bedrooms and four renovated bathrooms, each bedroom boasts new carpeting and private access to its own bathroom, ensuring privacy and convenience for all residents. The heart of the home features cozy gas log fireplaces, one on each level, creating a warm ambiance perfect for relaxing evenings. The house is equipped with modern necessities including two washing machines and two dryers, catering to the demands of a busy household or a thriving rental operation. The full basement offers additional space, serving as a recreational area and includes two additional king bedroom suites and storage. The ample porch space on both levels offers even more options for relaxing in the cool mountain air. Whether you're looking for a serene family home or an investment opportunity, Buckberry Lodge represents a perfect blend of functionality, style, and prime location. Discover the potential of calling this beautiful property your new home or a lucrative asset.

Listed by Maggie Elmer of Cashiers Valley Real Estate LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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 "Based on information submitted to HCBOR as of May 24, 2026 6:43 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."